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When shopping for life insurance you need to know that there are basically two major types of life insurance,lunette optique ray ban, term life insurance and permanent. Understanding the difference between these is the most important part of purchasing your policy.

Term life insurance is only good for a certain period of time, usually 10-30 years. A benefit is only paid out if the policy owner should die during the specified term.

Permanent life insurance can be further divided into whole life insurance and universal life insurance. While all forms of permanent life insurance generally follow the same principles,prezzi ray ban wayfarer, they differ greatly from term life insurance. As the name suggests,ray ban mirror, permanent life insurance last for the insured’s entire life. Over time, the money builds up.