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<strong>ACT</strong> – American College Testing, a college assessment test administered by ACT, Inc.
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<strong>Financial Aid Director (FAD)</strong> – A staff member at an eligible school who heads the financial aid office.
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<strong>Treasury Offset</strong> – The withholding of a borrower' s federal Treasury payments, such as federal tax refunds, veteran' s benefits, and social security benefits, to repay a defaulted student loan.
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