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<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.
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annual percentage rate (of interest)<br />(E4, GO)<br />Actual annual cost of borrowing. The Truth in Lending Act (USA, 1968) and the Consumer Credit Act (UK, 1974) have required all lenders to state the true cost of borrowing. This annual rate, expressed as a percentage, is calculated by using the formula APR = 100 ( amount of . t credit selling conditions and other measures less serious than monopolization or cartelization.<br /> where t is the number of years of the loan.
<strong>ELM</strong> – A non-profit mutual benefit company formed and owned by its lender, servicer, and guarantor members. ELM provides software for FFEL Program and private loan processing and CommonLine file exchange.
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