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<strong>Proration</strong> – A reduction of the standard annual loan limit for an undergraduate student if the student' s program or remainder of the program is less than a full academic year in length.
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<strong>Setting spending authority</strong> – The act of changing Bright Flight, Gallagher, and College Guarantee awards from estimated to actual in FAMOUS. Once spending authority is set, students' eligibility statuses are frozen and schools can begin requesting disbursements and award amounts.
Ricardo effect (D2, 03)<br />The substitution of machinery for labour as a consequence of a rise in wages. This occurs because the ratio of wages to product prices changes, affecting the profitability of an industry.<br /><em>Reference</em><br />Hayek, EA. von (1942) 'The Ricardo effect', Economica New Series, 9: 127-52.
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