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Reprinted from 178977473 at 22:21 on December 8, 2007 Reading (loading. ..) Comments (0) Category: Background knowledge 1, what is the fund: the simple, the Fund is a part of you cast out the money to fund companies, fund trader and then the company to invest your money, usually in the form of stock . Can be summed up as you spend money on hiring professional stock for you. So choose a good fund is very important!
2, how to calculate profit and loss: earned,
belstaff uk, will you buy the shares at that day's NAV and the net difference between the redemption date to give you the corresponding bonus. Lose, you should purchase the same number of shares and the net difference between the loss-sharing.
3,
belstaff online, other costs: the time of purchase will be charged a certain fee, usually 0.012 per share, when the redemption fee is 0.005, for example, if you Net purchase of units of the day is 1 million, you buy 10,000 shares (a total of a million), you need to pay a total of 170 yuan fee. If you use online banking to buy, there will be a corresponding discount, probably around 110 fee.
4, Fund for the period: generally divided into the subscription period, operating period (closed period), purchase of three stages. Is just the beginning of the subscription period, usually about half that in half a month where you can buy can not be redeemed (sold), bid price normally is 1 yuan. Then enter the operational phase (closed period), during this time take your money fund to Jiancang can also be said to be a preparation period, generally not more than three months after most of the Foundation to open some gains, there are some will drop into a 0.9 * or lower, do not think you lose this time, because your investment is just beginning. Then enter the purchase phase, when you have free to buy or sell.
5,
belstaff leather, the risk: risk is certainly there, because there will have to earn compensation,
belstaff coat, mainly to see the strength of the company of your choice and operating conditions. But the objective, the fund investment is a long-term investment, like stocks, lose money to make money easily. Because nearly half a year since the stock market bullish, and the virtuous cycle, so basically there is no long-term loss of a fund, provided that you invest at least half a year.
6, specific examples: an analogy, that Invesco Great Wall, the December 7 purchase price is 1.117,12 8 day consecutive drop Because the entire stock market is bearish, starting from December 11 to 12 months rising 15 is 1.186,
belstaff outlet, meaning that if you December 7 to 11 between the redeemed then you will definitely lose money, December 11 to NAV 13, you can grow to 1.134 out of fees earned from 1.134 to 1.186 per share, the difference is your profit. Possible after January 15 from 12 will be down, your profits will be gradually reduced even lower. Reasoning, this is the fund down and rise, rise and fall of the general fund and stock market ups and downs on the broader market, not an accident is directly proportional relationship. As the broader market in a volatile state, continued to rise, so the fund is slowly rising.
7,
belstaff jackets outlet, How to Buy: general is the bank agents, agents of different types of funds of banks is different; or a designated area in the fund to buy. The time of purchase in the bank to get my ID card and a debit card purchase amount there in the window for processing. Time is 9:30 to 11:00 Office, 13:00 to 3:00
8, re-investment problem: that means the dividend again after the fall of the fund, which Foundation behind the price of newly issued common and similar benefit is eliminating the 23 months of preparation, can be freely traded; disadvantage is that when new issues are often buyers than 1 yuan slightly higher, but not too high.
9, bonus question: When prices fall, profits have been in accordance with the number of shares you buy and the difference between NAV returns to you, so do not worry in the minutes after the redemption prior to back to the time problem. For example, you spend one yuan to buy 10,000 shares (a million), net 171.7 in the unit after six months of this day and then back down to a dividend, then went to the 0.017 of the fee, you earn 0.7 yuan per share, or 7000. This part of the profits, if you intend to continue to invest in the fund will become the number of shares, if the redemption will be realized.
10, Summary: The fund may well be a better way of managing money, but must be very careful choice of distribution companies and can not be anxious, at least six months or more to invest in insurance, general and stock compared to low risk, long-term holders of higher returns, is generally a net return of 60% -80% (in the stock market under normal operation)