Insurance companies instruct you drain the final d

Preface: I trust there are many landlords of auto insurance do not know much, only an accident and motor vehicle insurance will be dealing with, but as a layman can not get a explicit idea who the landlords of car insurance just how deep the water, how to deal with beneficiaries to chance the greatest degree of it? Do not fret, there have been many veteran, experienced car owners for us to amount up their experience, we can just peruse the collection for a raining day can be, and what it is a prevalent vehicle owners will be competent to read and understand car insurance provisions, you're guaranteed a better understanding of automatic insurance and claims, Does not she? Save money to buy insurance on the map and the peace of idea!
insurance policy elegance solution (a) Che Sunxian VS third party liability insurance
Che Sunxian we first speak almost the most major and liability insurance. Che Sunxian and liability insurance, vehicle insurance, elementary insurance, the chief compensation for the loss of the assured vehicle and the vehicle in use by the assured losses in a third party!
you probably think even the loss of vehicles due to normal catastrophes, insurance companies are also not erroneous along to compensate! Words of the half, most of the losses caused by natural calamities are lost, and only, besides as - earthquake!
Case 1: If your car had the glory to be building in the earthquake hit it, ha ha ... ...
response: Do not rush to the earthquake is over to apply for compensation, such as after the earthquake a few days to apply for compensation.
Chuxian statement: probably due to walls releasing caused by the earthquake, and eventually fell in an daytime, smashed your car, remember: Do not mention the earthquake run from danger.
Case 2: If your brakes in a car, the car flew up the windshield, causing broken glass, you say? If you honestly
the insurance company said: ) the clash the loss suffered, the insurance companies do not lose it! but folk crashed on a alter matter.
Case 3: If your car trailer collided with another car, how do?
rejoinder Methods: bypass the truth that there is something ... ...
Chuxian statement: Do not say your tow vehicle or towing by others, or whether you have liability for the accident, the insurance companies will not pay.
Case 4: If you are in an accident When the glass broke his own on the glass, there is no risk, you will claim the insurance company you?
not find someone on the glass insurance claims work? line, the perfect line! cup insurance name is: unattended and broken glass risk refers to the use of stop and damage caused by the glass, and glass damage caused by the accident should be responsible for Pei Fu Che Sunxian.
insurance if you are not on the glass, while you find yourself up in the morning do not know to be the automotive glass Which son of a bitch wrecked, how to do?? Oh, the antique tactics: slam the brakes while driving caused, but also the mistake of the head! (remember to find a altitude of about the same friends as a safeguard ah), if it is on the side of the glass breaking , she said, when his brain hit a agreeable spin, and Oh!
Case 5: If your car crash, broke a tiny light, you how to do it?
to find an insurance company, he is absolutely did not dare not lose you, then you thought it was make it? No, actually you are probably sacrificing, and lost money.
not understand? narrate you about each vehicle in 2500-5000 of all risks apartment (more upscale car will be more priceless), if you did not claim during the insurance annual, then next annual you will receive 10% of the time insurance no claim dividend, this list You do the math, if the measure claimed also small, hey, so forget it, as a 10% deduct to reality.
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insurance policy refinement solution (b) 丢车 - - How to minimize the loss of points?
vehicle parking and use of the process will inevitably make people worry about asset, which is the most unfortunate thing 丢车, but, if you do as I say , your losses will be reduced to a minimum.
remember, ah, once 丢车,Supra Shoes, the first thing to do What? to the police? wrong! car has been lost, which so easy to quickly find ah, you too overestimated the ability of the Chinese police, or think about how to reduce losses it!
depress losses? which so lightly ah, the car is lost, how to cut ah? Remember, I do !!!!
First of all remember to look at their insurance policy, there are no vehicles on Daoqiang Xian. What, no? bad luck that you recognize it, is useless to me, and buy one now!
If you are on the Daoqiang Xian, First of all, I want to congratulate you, your losses can be minimized, but, be careful ah! Then you must do is Bijin your mouth, the sense of reading my post, otherwise you will sorry!

Case 1: Daoqiang Xian stipulates that the insured loss of driving license, car original invoice, certificate of surcharge of 0.5% each of the absolute increase in the deductible. lost car keys increase of 5 % absolute deductible. These provisions in the insurance policy using the lightest color print, do not believe that you can take a closer look at list, certainly in some inconspicuous turn can be found in this corridor.
so Whether you have a spare key had been lost, or you are to start running in the car with a key, please remember to forget it, or else ... ... 5% loss carry your own set it!
Case 2: If your car pay parking lots or mercantile mend mart in the stolen, the insurance company liable to pay you?
answer is: do not lose,Supra Cuban Shoes!! because these locations the responsibility on the vehicle is kept in warehouse period, the vehicle damage caused by improper attention administrator, lost, and the depository should be held amenable. insurance company is not liable.
Therefore, the correct way is to find parking to claim, so remember that a good income each stopping parking fare invoice ah, however the loss of the above printed matter, but according to our contract decree regarding the format of the contract, which is unilaterally avoid their responsibilities! You may rest assured that he told a good bold, Oh, give you a The good news, has been won this lawsuit, so the principle of the case to push prospective, case after case to trial in accordance with this decision, ha ha!
Case 3: If, parking is your friend open, or you added something to the parking lot from the side can not supply to Peifu your car, you can consider a change 丢车 site? Haha, I did not say ah! You work above her own.
Case 4 : Again, if you are a employer, as some accounts of the problems and friends had a falling out, and your friend is a villain, he secretly stole your car, your suspect is he did it , you will find the insurance company to compensate you?
tell you, the insurance company are not liable for compensation. for of provisions: the insured person and other people's civilian and economic disputes Erzhi stolen vehicles, stolen for the exclusion of liability.
So, you can forget your big economic disputes, reporting directly to the Public Security Bureau and the courts, and remember, do not say that out of your suspect, otherwise you will drag the financial problems came to the efficiency of the Court of China, You probably get a taxi within half a year to go out!
Case 5: If you just bought a current car, on the entire hazard, but did not have time prerogative (now the traffic control regulations: inspection 15 going days after the led authorization panel before), after the insurance company liable for Chuxian you?
not responsible for damages. because the dangerous condition, the insured vehicle must have two conditions, one insured vehicle must have public security traffic driving permit issued by the authority or plate, the second is the provision of traffic management during the period of the public security department of inspection. but in general, by special agreement before the public security department beneath the insurance to be issued after the inspection and license plate of the new vehicles will be responsible for the Che Sunxian family and liability insurance. it is responsible for丢车 Daoqiang Xian compensation has not entered into compel, certainly, you receive no compensation.
seems to change if you are not relied on guts about lost time, buy a new car even now given away! what I can and have did not say ah!
Case 6: If your car recovered, the insurance company how to handle with reparations?
was robbery insurance vehicle back, if it were not for indemnity insurance company, the vehicle should be returned to you, However, during the whole car was rapine, vehicle damage or vehicle by the parts, ancillary equipment lost the reasonable prices of repair necessitated, the insurance company to pay compensation. If the insurance companies have compensation, you should return your vehicle,Little sibling and sister, while the corresponding recovery of compensation. If You do not want to recover the elemental car, the vehicle owned by insurance companies of all interests.
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Precision Solutions Insurance Terms (c) crash crash
by the time the insurance company pay you the whole ? of course not at the peak of you carefully look at the hands of the policy benefits Disclaimer understand,Supra Skytop 2 Shoes, insurance companies have a lot of entities that do not pay it, trying to minimize the loss, or come to me, ha ha!

Case 1: Suppose you are a newcomer, just take a car (of course, contingencies are the rental car), on the road Lianju time to hit your sibling, you know this car have liability insurance, You will find the insurance company claims you?
Answer: If you go, you're lunatic, the insurance company will hit you kicked out, why??
First of all, you need to know what is liability insurance, full name : third party liability insurance.
So what is it third party?
means any third party insurer and the insured in increase, because the insurance vehicle accident caused the insurer to persons or property under the vehicle suffered damage to the martyr under the car. fashionable third party is ruled out of four people say: that the insurer, the insured, the vehicle driver when the accident occurred and their family members, the insured person's family members.
now understand that you as a driver at the time, hit your family, insurance companies, instead of losing, well, you know how to do it! What? do not know? mad at me, a change in driving Members of the non-hit would be achieved Well, really, what I say out of injure.
Case 2: If you were fortunate enough to kick his car, and it is your responsibility to the whole, the court sentenced you to vouch to pay compensations to fiscal compensation for your loss mental damages,Supra Trainers, breaks for disabled ... ... how do you deal it?? also how to give money it absences to!
wrong! wrong!
you and the other home members should consult and addition and weakness compensation for economy loss damages, as far as possible to minimize the spiritual compensation, without of course, the better.
Why? you query me why? This is not a five-horse-for-six sheep thing.
man, you have wrong, the insurance company is not fully unconditional commitment, compensation for moral damage of whichever exclusions. Therefore, regardless of whether the court should be insured compensation for mental damages, the insurance company not liable.
know?? other insurance companies pay for you, regardless of the morale of the loss can be, So, preferably give each other money, they ought not promise the spirit of amends, in short, the insurance company of generous expense Bai, Ha ha!
Case 3: If You're fortunate enough to crash, this time is not your responsibility, and the other party do not want to lose money, you can claim with my insurance company?
Answer: Yes, but you must first third-party claims, we can be one insurance company. If you give up claims to the rights of third parties, and instantly to the insurance the company claims, insurance companies do not pay. because you give up the rights of recourse to a third party, while the insurance company will give up the right to seek compensation.
So, remember, remember, we must first find each other lose, the best is to enforce the court failed to certify namely, then you can see confidently to the insurance company, leaving them clean up the mess although go, Who of their annual proceeds so much of your bonus it!
Case 4: I remember used to have a bad driver, under the directive of the police to assist criminals escape police stops are, crashed into the criminals, the results of the two vehicles collided, and what is a Cana, the insurance company will pay him up?
way not, expressly written in the insurance provisions, the driver of the Consider Oh!!!
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insurance policy refinement solution (d) claim - must-read, because you've probably never heard of



★ Insurance Case I: A friend lost car, has been full insurance, my insurance company claims, failed, insurance company exclusions reasons: to check Vehicle Administration, this car is not inspection.
Case : Insurance company action while, very reasonable, also in agreement with the provisions of insurance contracts: insurance is merely telling for qualified vehicles, because the annual inspection of the conveyance not the vehicle can only be disqualified, even if you are useless not matter how well preserved, the results White lost merely lost, but also on the white on the insurance, the insurance cash amount at the maximum behind.
Case Conclusion: your automobile, be sure to timetable the yearly inspection, after the extension must not, otherwise, a nice is a small matter exclusions someone big, this period even now a third celebration losses caused at vehicle accidents, merely also at your own disbursement, insurance, purchase pearly!
circumstance solution: schedule the annual inspection, even a day, nor night; if it untoward, remember do not report to the police as soon as possible to spend money and then filled the inspection procedures for reporting claims programs!
apologetic, just a explosion of dizziness,Supra Shoes UK, I did not say? said is nonsense .
★ Insurance Case II: and the like, without production the driver examined the note, and you steer all the problems occur, the insurance company is not responsible for compensation, for reasons alike to the before instance, without go into details.
★ Insurance Case III: This is a frequently asked question: I just bought the car, not on the license, the insurance goes into effect? ​​
explained: when the vehicle in risky condition, insurance, vehicles must have 2 conditions, First, the vehicle must have the insurance department of public security and traffic management driving allow or license plate issued, the second is for a specified period by the public security inspection of traffic management.
but in general, by special provisions of the contract,Supra Trinity Shoes, the insurance must be issued after the inspection plate Che Sunxian of new vehicles could be responsible for, and liability insurance, so when your car is missing even luck, gradually getting hit pretty people make do with the insurance company gives you wore, it is now clear of it!
★ insurance claim testify principles: (because there are N people ask this question, so answers in this attach)
insurance claims after nightly several situations
1, episode to come along by the Transport Team address:
by the Traffic Team, or conciliation statement published by a unattached discipline, the court decisions, decrees can be secondhand. These materials are absolutely so that, naturally in the course insurance companies the green light. repose assured that claim good
2, in the district of accidents:
important incidents: the serious damage a vehicle, or to be open to traffic team proved too much trouble;
general cut rub: the certificates to the community attribute, as has often been suspected, ordinarily too much trouble;
Therefore, the best Times report on urban roads, or else ... ... annihilate you!
3, inferior accidents on the road, including stopping the cut rub
such absence to prove that the conviction is: whether it comprised a third party? such for Pei Fu a third party, or need proof of traffic team.
accident among the parties,Supra Footwear, such as a break, you can specify in the claim: accident third-party self-study, then the reprehend Che Sunxian claim your insurance company if the the certificates to the traffic team, you've got to bite the other promoted, says no to baby away, and Insurance companies generally will not be too seriously. You have to promise to open the show blame I did not prompt you, you go and run , mercurial enough money to pay the oil money to do!
4, the back of people:
whether hit by distinct car after the car accident to escape, unable to find. the location is extra serious difficulty, via traffic team settled on behalf of the insurance company can revive.
not serious, it is best to resolve the claim to self-blame, and claim to be in a viscous note if the other car body draw, and the instruction of collision, must defend, or you wretched!
Last remind you: the reporting of cases must be reported within 48 hours, or they may directly be exclusions!! Remember, remember, do not have to say within 48 to 48 ah! ;