With awareness of the reinforcing of investment in real estate, many people are seeing to make money transferred to the Since purchasers would be more advisable, home savings bank, interest income cheap; if after using it to their rental investment property to current market rental levels to calculate the yield of the latter will certainly be higher the interest rate on bank deposits.
In addition, the rental income is relatively stable.
point one: do long-term support can still be optimistic about the housing room
Some investors believe that short term prices may fluctuate, but the long flee, prices will remain after adjustment cycle was stiff, in the current 4% inflation expectations , at the peak of affordable housing remains a good investment. In their view, even now interest rates increase, the substantial increase in the amount of repayment is not much, not to advert appointment new homes a year now to stop mortgage, is not effortless to shot, it is better to continue to clutch rental. It was also said that it is an intermediary for the assessment of rent repayment amount calculated by a decisive ratio,
tory burch espadrille smooth 念, at the peak of housing quality is not wrong, not financial pressure, many renters in the new circumstances, can still choose . Ms. Huang to go in the foreign trade company, said while in bureau reserve several sets of small room, compelled their monthly mortgage payments, are not terrified of the hereafter older laid-off retirement.
point two: accounting as more than remunerate the investment required to control
Since there ambition be risks, Financial planners trust that, below normal circumstances, additional family income + rental income such for wages, amuse on deposits should be larger than the customary lend amount + price of the family. Household income and expenses in the same normal circumstances, the rental income the higher the loan amount the lower the household finances more secure.
mortgage policy alterations because, apparently, To a 30 million homes, for example, is currently down into three more, to 21 million loans, 20 years to pay off. Repayment in equal installments, the interest rate hike after the lower limit of 5.51% to take calculated, the monthly repayment will increase by 26.3 yuan, a year and would must pay 315 yuan, more than 20 years to pay interest to 6,300 yuan. To control this risk, bank loaning, the general requirements for repayment accounted for 50% of household income. Beyond this ratio, if anyone chance occurs at home the location, face difficulties in cash stream, resulting in overdue mortgage payments, the house is taken away there is the risk of the bank.
point three: Beware of property values in addition to repayment of the amount of risk
increased risk,
a real estate professionals said the property also has Therefore, the property may be old-fashioned a long time, rents and the value of a downward risk.
In appending, afford and claim in the housing market will affect rental income. Overall, the real estate commerce in the hands of the more empty rooms, When the property to a buyer's market, developers will be a lot of selling and rental prices down,
burch tory, ordinary investors will bear the decline in housing prices and rents twice the risk, and loan repayment should proceed. So those who buy several sets of servant investors,
point four: Cautious investors should not get decline in other income household payment risk. Analysts believe that as real estate, real estate, once and for all, mobility is not high,
Azolla - Wenchuan Earthquake, and now an increasing wealth of investment productions,
tory burch purse, real estate can be contained in the portfolio, but now At the same time when the investment property, but also a comprehensive assessment of return on investment, in order to raise rents on the property room, rent the nigh area should be entirely conscious of prices, including whether to have a stable tenant, surrounded by civic intending. Meanwhile, the mortgage repayment to have a stable source of rental income can not be the chief source of repayment, combined with their own income, choose the applicable method of repayment.
If your every month income is not enough to pay principal and interest of bank loans, or insufficient to preserve the monthly payment behind the annual expenses, but you can rent a set of availability, and the situation of this house happens to be a hot rental market zone, then you can consider this adoption, the existing rental housing, the rent paid along the earnings of bank loans to purchase families.
investment purchase, rent repayment. Some people eventually bought a suite, whatsoever, faced with massive repayment pressure, though the hands of some deposits, but the thought of every month to pay again equitable to get the bank back, but I do not know what their deposits several times to further increase the number of center is not the taste. In this circumstance, you can then buy a house, for investment. Their prices if you can find a high gratitude latent of great apartment, you can use a stable rental income every month to repay the loan principal and interest of two houses, so that not merely solve the pressure of daily repayment, but also received two sets of real estate . The key is to resolve accurately.
bargain or mortgage, buy a fashionable house. If you have an suite on hand, but not satisfied and ambition to enhance their living conditions,
timberland kings gulf 墙纸施工简单的DIY示意图, can be the hands and money, if short-lived fad can not buy a new house. If you sell the house into the hands of money, you can obtain adequate funding. This chapter of the money you can be divided into 2 parts, buy their own homes, some with the second approach to investment. If you sell the old house but not the right moment to buy a current house from the living,
timberland construction boots, not as good as the original mortgage to the bank, the mortgage with the bank occupied mercantile loans to buy a house, then buy a house investment. In this access, do not cost their own money, you can accomplish the correction of housing, and when the landlord's imagine.
Weapon
how to enumerate the property market to assist the Housing Investment Income Housing
to mediocre folk, the real estate investment is naturally a meaningful investment in the action of the home. Since it is a important investment in the family, of lesson, you should carefully consider the return aboard investment, the journalist through the relevant parties comprehend namely the calculation of investment income in array to heave rents chamber has the emulating 2 ways:
1. ROI analysis formula: (net of impose the average monthly rental - property treatment fares) × 12 / purchase of housing element
this means is the maximum usually secondhand real estate investment,
timberland boot shoes, this usage takes into list the lease, housing amounts and their relative relationship can be applied to the stock mall semblance to the price-earnings percentage, is to select But there are drawbacks, did no consider all the inputs and outputs, without considering the time value of money, and the pledge payment can not provide characteristic investment inquiry.
2. investment revitalization time analysis of the formula: digit of annuals of investment recovery = (first time paying back the principal + 期房 mortgage money) / (after-tax monthly rent - mortgage monthly payments) × 12
This method is alike to the stock market K-line investment analysis diagram analysis, catching into account the rent, price, pre-primary input factors, but did not consider the other pre-investment, time value of money factor, payback time can be used to estimate the length of a terse,
timberland for women, but can not solve sets of Investment Income. This method is more than the rental return method 1 step further, a wider scope of petition, but its one-sidedness, not the best investment analysis tools.
property investment risk
cautioned to think twice
However, people seem to only see the good side, while ignoring the risks. If there are changes, purchasers will be destructive. but only relatively fixed. Since there will be an investment risk, investment risk is the new home rental property will have a Even if the rented house may also half-way
apply for housing mortgage loans with a dropping lower and lower the threshold, numerous investors will have an thrust to the the failure to raise rents rooms. Therefore, investors in the target
PS:
personally calculate that the general yearly income of the families of the 40W 10W nigh the internal ring and the orbit approximately the small rooms of public housing to support the operation of the Housing down payment on the line are generally fewer than 20W, the current Shanghai, the monthly rent out in terms of loans can also have some surplus.
by the way, there is no assure this distressed globe, or the absence to take precautions
timberland because women To assist housing investm
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