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<strong>ESC</strong> – Electronic Standards Committee, a committee sponsored by NCHELP through which CommonLine and other electronic file formats and methods are determined.
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<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)

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sequential game (C7)<br />An ordered game in which the move by one firm is followed by the reaction of its rivaL

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ergonomics (J2)<br />The scientific study of the physical methods of work with the aim of minimizing effort and maximizing output. Inspired by the study of the practical problems of using military equipment in the Second World War, it became a recognized discipline in 1949. Much work has been done on the appropriate ways of displaying information, on the study of machine controls and on the relationship between a worker and the physical environment.<br /><em>Reference</em><br />Singleton, WT. (ed.) (1982) The Body at Work, Cambridge: Cambridge University Press.

<strong>Income-sensitive repayment schedule</strong> – A repayment schedule for some FFEL Program loans under which the borrower' s monthly payment amount is adjusted annually, based solely on the borrower' s expected total monthly gross income received.
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constant capital (D2, E2)<br />The MARXIAN term for raw materials and machinery. This form of capital transfers only its own value, originally created by labour, to the finished product.<br /><em>See also:</em> organic composition of capital; variable capital

MFA distorts the pattern of world trade as it impedes the expansion of low-cost producers. The MFA's effects have been to raise the cost of clothing and the profits of domestic producers in developed countries. It has curbed the exports of developing countries but has encouraged a shift to higher quality products amongst the established Third World producers. In the URUGUAY ROUND it was agreed to phase out MFA quotas over ten years.<br /> <br /><em>Reference</em><br />Choi, Y.-R., Chung, H.S. and Marian, N. (1985) The Multi-Fibre Arrangement in Theory and Practice, London: Pinter.
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<strong>Need</strong> – The student' s COA less the EFC, which is used to determine a student' s eligibility for most of the federal student aid programs as well as some state and institutional aid programs. For the Missouri Gallagher Grant, need is defined as the COA less the EFC less estimated Pell eligibility.

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Pozycjonowanie strony internetowej to zabieg majacy na celu wypromowanie witryny na jak najwyzsze miejsce w wynikach wyszukiwania. pozycjonowanie stron Oferujemy Panstwu skuteczne pozycjonowanie stron internetowych w wyszukiwarce Google.

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<strong>Special allowance</strong> – A percentage of the daily average unpaid principal balance paid to a lender by the U.S. Department of Education on eligible FFEL Program loans. Special allowance is only paid when the regulatory maximum student loan interest rate is below market rates.

Medium-term Financial Strategy (E6, H5)<br />The UK policy for public borrowing and monetary growth first announced in May 1979 for the period 1979-E4. Originally, it was argued that announcing the government's strategy gave everyone in the economy a firm basis for expectations. However, increasingly in the 1970s, the strategy became a looser statement of intent. It continued to be published annually in the UK budget report as a set of targets for public borrowing and monetary growth<br /><em>See also:</em> Red Book

<strong>Application</strong> – 1) The paper form or the information provided online/electronically to initiate a FFEL Program loan. Electronic versions of the application include MODEL Direct, CommonLine application send files, etc. 2) An eligibility determination for the state student assistance programs administered by the MDHE.

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<strong>Last Date of Attendance (LDA)</strong> – The last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.
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<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.

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divergence indicator (F3)<br />The margin by which a currency in the EXCHANGE RATE MECHANISM can diverge from its central or PAR VALUE. This is ±2.25 per
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<strong>MDHE Digest</strong> – The Missouri Department of Higher Education' s monthly electronic newsletter. To sign up for this publication, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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money income (DO, M4)<br />Receipts expressed in money at the prices current when that income was paid; 'nominal income'.<br /><em>See also:</em> real income

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corn model (E2)<br />RICARDo's simple model of an economy with one commodity, com, which is both the single input and single output of that country. Com provides subsistence for workers who produce an annual output of com. Thus a single commodity is both the intermediate and final product.<br /><em>See also:</em> Sraffa

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<strong>Loan sale</strong> – The change in ownership of a loan from one eligible FFEL Program lender to another lender or holder.
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<strong>ACD</strong> – Anticipated Completion Date, the date a student expects to complete the program of study. May also be referred to as the Expected Graduation Date (EGD) or the Anticipated Graduation Date (AGD).

<strong>Clock hour</strong> – A time period consisting of one of the following: 50-60 minutes of class, lecture, or recitation; 50-60 minutes of faculty supervised laboratory, shop training, or internship; or 60 minutes of preparation for a correspondence course.

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<strong>National Council of Higher Education Loan Programs (NCHELP)</strong> – The FFEL Program national association for guarantors, secondary markets, collection agencies, and other organizations. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at www.nchelp.org.

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Bank of England (E5)<br />The UK's CENTRAL BANK which received its first charter in 1694. Although originally a privately owned bank, it administered the national debt from 1752. In a series of statutes culminating in the BANK CHARTER Acr 1844, it was increasingly subjected to government regulation, particularly in its note-issuing powers. After the collapse of the GOLD STANDARD in 1931, it operated EXCHANGE CONTROLS from 1939 to 1979 and from 1945 was more and more involved in supervising the UK banking sector. It was nationalized in 1946. It conducts MONETARY POLICY through OPEN MARKET OPERATIONS and by influencing market interest rates. The note issue is now entirely FIDUCIARY, but the monetary assets backing the note issue are used for the bank's daily interventions in government security and money markets. Also, the bank holds accounts for about 130 overseas central banks, the INTERNATIONAL MONETARY FUND and some private and public sector clients. It acts, too, as the registrar of government stocks of the UK, several Commonwealth countries and UK local authorities.<br /><em>See also:</em> bank rate; Competition and Credit Control; corset; minimum lending rate <br /><em>Reference</em><br />Geddes, P. (1987) Inside the Bank of England, London: Boxtree.<br /> Sayers, R.S. (1976) The Bank of England, 1891-1944, Cambridge: Cambridge University Press.
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<strong>Financial Aid Administrator (FAA)</strong> – A staff member at an eligible school who administers financial aid programs.

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Fortune 500 (LO)<br />The annual listing by Fortune, the US business magazine, of the 500 largest world corporations ranked by revenue.
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rental payment (D3)<br />The payment for the use of a FACfOR oF PRooucrioN. Such payments are common in the hire of capital equipment but, in a sense, the concept applies to labour as wages are paid for labour services, not for the purchase of the worker as would be the case in slavery.

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final salary pension (J3)<br />A retirement income calculated according to a formula based on a person's final employment salary and years of service.
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