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heteroscedasticity (C1)<br />The property of a LINEAR REGRESSION model with a changing vARIANCE of its disturbances.<br /><em>See also:</em> homoscedasticity

<strong>Online MDHE: A resource for financial aid officers</strong> – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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five-year plan (P3)<br />A medium-term national economic plan, first used in the USSR in 1928 and subsequently followed by many developing countries including India and China. These plans set targets for the economy as a whole and for particular sectors. Early plans used principally physical output targets but subsequent plans have set more goals, sometimes in conflict with each other. The broad framework of the fiveyear plan is supplemented by an annual operational plan setting detailed goals for individual enterprises.<br /><em>See also:</em> central planning; development
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<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.

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Ãîòè÷åñêèå çíàêîìñòâà êåìåðîâî õîòèì ïîçíàêîìèòüñÿ áðåñò èíòèì óëüÿíîâñêèå ñàéòû çíàêîìñòâ ÏÀÐÍÈ Â ÆÅÍÑÊÎÉ ÎÄÅÆÄÅ ÇÍÀÊÎÌÑÒÂÀ ÏÈÒÅÐ äîìàøíåå ïîðíî çíàìåíèòîñòåé èíòèì ðàáîòà äëÿ äåâóøåê èùó ðàáîòó ÷åëÿáèíñê Ñåêñ çíàêîìñòâà â èâàíîâå ãîðîä êîãàëûì ñåêñçíàêîìñòâà ñóëàìèô ñàéò çíàêîìñòâ
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ðîñòîâñêèé ïîðòàë çíàêîìñòâ ïîðíî îðãèè ÷àò çíàêîìñòâ äàãåñòàíà çíàêîìñòâà ãååâ â âîëãîãðàäå âñå ôîòî ìîëîäåæè .Ýêèáàñòóç íà ñàéòå çíàêîìñòâ ôîðóì ñàéòà çíàêîìñòâ çíàêîìñòâà ôîòî òðàíññåêñóàëîì äåâóøêè äëÿ çíàêîìñòâà è ñåêñà çíàêîìñòâà íà ïîðíóõàìè Óçáå÷êà èíäèâèäóàëêà øëþõè â âÿòñêèõ ïîëÿíàõ Èíäèâèäóàëêà ì. Äèìàìî äåøåâûå ïðîñòèòóòêè ìîñêâà àíàë Ïðîñòèòóòêè ìîñêâû ìåòðî áðàòèñëàâêàÿ 1500 Íèæíèé òàãèë äîñóã èíòèì Íèæíåêàìñê èíòèì óñëóãè Èíäèâèäóàëêè ïàâåëåöêàÿ Ïðîñòèòóòêè â ìîñêâå ñàìûå íèçêèå öåíû èíäèâèäóàëêè çà ëþáîâü ïðîñòèòóòêè è òðàíñû ïðîñòèòóòêè ëàòèíîñ ñìîòðåòü îíëàéí Íà ôîòî äðóçåé â îäíîêëàññíèêàõ Ïðîñòèòóòêè ì. íîâîãèðååâî ñóêè åáàííûå áëÿäè øëþõè Îäíîêëàññíèêè ñåêñ ôîòî Ïðîñòèòóòêè èñêèòèìà Èíòèì äëÿ æåíùèí ïðîñòèòóòêè ì àëåêñååâñêîå Ïàðê ïîáåäû èíòèì ïðîñòèòóòêè ãîðîäà ìèíåðàëüíûå âîäû ñåêñ â ïåðâûå Ìîñêîâñêèå øëþøêè íàéòè øëþõè ñàíêò ïåòåðáóðãà øëþõè ìîñêâà âûåçä Äåâóøêè òðàíñû äîñóã ïðîñòèòóòêè ìîñêâû ôèñòèíã ïðîñòèòóòêè øëþõè áëÿäè ïèòåðà Íàéòè ñåêñ çíàêîìñòâà â êàçàêñòàíå çíàêîìñòâà ïóòèøåñòâèÿ çíàêîìñòâà mamba loveplanet çíàêîìñòâà â åéñê òðàíóàëêè çíàêîìñòâà ñ è íîñòðàíöàìè

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Peter principle (M1)<br />The hypothesis that in a hierarchical organization each person rises to the level of his or her incompetence and stays there. Poor information within INTERNAL LABOUR MARKETs is largely responsible for this. Professor Lawrence J. Peter (1920-90) of the University of Southern California sadly formulated this principle after extensively studying many organizations.<br /> <br /><em>Reference</em><br />Peter, L. and Hull, R. (1969) The Peter Principle: Why Things Always Go Wrong, London: Souvenir Press.
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rates (H7)<br />A tax on non-agricultural property long used in the UK to finance local government expenditure. Periodically, property was revalued on the basis of the expected rental income from property of that type to calculate its rateable value. Each local authority decided, knowing the total rateable value of all properties in its area, what rate in the pound must be levied to obtain a desired level of revenue. Each property owner paid an amount equal to the rateable value of the property times the rate in the pound. As such local taxation has long been condemned for being full of anomalies, many proposals for reforming it have been made. In 1989 in Scotland and in 1990 in England and Wales, the domestic rate was replaced by the COMMUNITY CHARGE (nicknamed 'the poll tax'); in 1990, the UNIFORM BUSINESS RATE replaced business rates.<br /><em>Reference</em><br />Foster, C.D., Jackman, R.A. and Perlman, M. (1980) Local Government Finance in a Unitary State, London: Allen & Unwin.<br /> Layfield Committee (1976) Local Govern-

note issuance facility (G2)<br />Promises by banks to lend money to companies when they cannot raise 1t m short-term securities markets. This is a form of OFF-BALANCE-SHEET FINANCING or adjusted claim. Increasingly US banks are using NIFs as an alternative to traditional medium-term credit facilities, often arranged with a syndicate of banks.<br /><em>See also:</em> revolving underwriting facility 'Not in my backyard' (RO)<br />A frequently made objection to an environmental change perceived to be detrimental with the recommendation that someone else suffer. This plea, nicknamed 'NIMBY', is often uttered when waste dumps and unsightly buildings are proposed.
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prosperity indicators (D6)<br />1 Changes in real income or wealth.<br /> 2 Increased consumption of superior goods and services.

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<strong>Reauthorization</strong> – The legislative process, generally carried out every five years for the Higher Education Act, whereby Congress reviews and either renews, terminates, or amends existing programs.

radical economics (A1)<br />An application of Marxist and socialist theories to the analysis of the problems of advanced CAPITALIST countries. The major concerns of radical economists are income inequality, international capitalism in the form of MULTINATIONAL CORPORATIONS, DE-INDUSTRIALIZATION, UNEMPLOYMENT, MARKET FAILURE, defence expenditure and the low provision of many PUBLIC GOODS. The humane concerns of these writers have influenced a great deal of policy making but have yet to form the basis of a new society and economy in any major country.<br /><em>Reference</em><br />Linder, M. (1977) The Anti-Samuelson, Vols I and II, New York: Urizen Books. Sawyer, M. (1989) The Challenge of Political Economy: Radical Alternatives to Neo-Classical Economics, Heme! Hempstead: Harvester Wheatsheaf.
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<strong>AWG</strong> – Administrative Wage Garnishment; federal student loan holders may withhold a portion of a borrower' s wages after a loan is in default.

<strong>Missouri task force</strong> – Former name for the MDHE' s State Student Financial Aid Committee, comprised of financial aid administrators and established in February of 2005 to make recommendations to improve the Missouri student financial assistance programs.
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<strong>Missouri College Guarantee PLUS Program</strong> – A scholarship program based on financial need, academic achievement, and participation in the federal TRIO Programs. This scholarship program was administered by the MDHE through the 2006-07 academic year and was replaced by Access Missouri August 28, 2007.
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from the 1930s onwards. It attempts to discover the different linear relationships between several observable variables, taking into account measurement errors.<br /><em>Reference</em><br />Frisch, R. (1934) Statistical Confluence Analysis by Means of Complete Regression Systems, Oslo: Universitetets okonomiske institutt.

<strong>PCA</strong> – Preclaims assistance, activities that guarantors were required to perform to help borrowers bring a delinquent loan account current. PCA was replaced by DAA in recent years; see “DAA” and “DAAR” for related information.

economy of scope (D2)<br />A reduction in AVERAGE cosT brought about by the joint production of two or more goods or services by a single firm, rather than by several firms. The similarities of the products permit the use of the same factor inputs for different products, e.g. marketing, basic research. In the transport industry the use of the same fixed capital for both passenger and freight vehicles provides a good example of this economy.<br /><em>Reference</em><br />Panzar, L.C. and Willig, R.D. (1981) 'Economics of scope', American Economic
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extralegal property (PO)<br />Assets, especially houses, which lack a legal title because of the absence of a system of PROPERTY RIGHTS in that country. Often this occurs in developing countries with the consequence that the de facto owners cannot use their property as collateral for loans. In many countries, in- eluding the USA, property was held in this way by occupation rather than established title. Also known as informal ownership.

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<strong>Office of Postsecondary Education (OPE)</strong> – A division of the U.S. Department of Education that directs, coordinates, and recommends policies for programs that are designed to provide financial assistance to eligible students. May be found on the world wide web at http://www.ed.gov/about/offices/list...ex.html?src=oc.
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<strong>ACE</strong> – American Council on Education.

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abortive benefits (H2)<br />Social benefits which fail to achieve their purpose. There is no net increase in a recipient's income as the benefits are outweighed by income taxation. Proposals for a NEGATIVE rNCOME TAX, which would merge benefits and taxation into a single system, attempt to ensure that benefits raise net mcome.

<strong>Borrower</strong> – A person who obtains a loan and must repay it. This term is NOT synonymous with “student.”

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large-scale models (C5)<br />An econometric model of a national ECONOMY that uses hundreds of equations to estimate the relationship between key economic variables. These try to simulate different government policies and are the basis of major economic forecasts.<br /><em>See also:</em> linkage models

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<strong>MCCA</strong> – Missouri Community College Association. May be found on the world wide web at www.mocca.org.

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