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Reprinted from 354034782 at 11:09 on November 3, 2010 Reading (loading. ..) Comments (0) Category: Personal Diary
question in mind: Most people worry about the burden of the premium, they should really be worried about is when the pain of lack of insurance in time of need.
the following form of a dialogue about this is Wang Chen-Wu Xuewen extract the contents of a seminar teacher, so that we can talk about the insurance from another angle. (Add some small questions, not to say, italics are my annotations)
(I respect your)
I respect your beliefs, ideas and options ... ...
Would you mind if I talk about your life and the view?
(I guarantee)
let me promise you three things:
1, today I will not try to sell you the insurance
2, after today, I will never go back and you talk about insurance,
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3, the friendship between us, certainly not set in the insurance above.
like to have your personal position, what is your view on the insurance?
(our consensus)
Let me clarify my position once again, here is our consensus:
1,
mbt shoes sale, over the years, you put everything in life, are arranged so well,
mbt uk, you do things in good order, to fully grasp all of the situation, so you do not need to follow anyone's advice.
2, I have no intention to convince you, the main purpose of our conversation is:
to discuss your beliefs and ideas, to see if we can work together to reach a higher level of insight and inspiration! OK?
(life insurance inadequacies)
life insurance there are many inadequacies in fact, you know?
First: investment too long, perhaps longer until, three years or more (life)
Second: the rate of return is too low, even smaller than banks (insurance is not in pursuit of high returns as the main appeal, but safe, sure)
Third: A few years ago where if you can not afford to pay the premium, then, (the middle of surrender) Perhaps you will suffer great loss (less than the cash value to pay premiums)!
Fourth: If you continue to pay the premium, you might want to take long until, three decades of economic pressure! (When the contract payment necessary condition for effective)
Fifth: to buy a little boring; buy too much, can not afford! (Insurance should be a lot of, urgent need of cash, although buying the better, but more heavy burden)
Sixth: One, if you need to borrow money, then returned to the insurance company by their own money, but have to pay interest (now the domestic interest rate is based on the biennial regular savings bank interest rates over the same period and 2.5 % and 2% plus the greater of),
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VII: The money in insurance companies, the insurance companies to invest, it is better to stay in their side, to invest by themselves (this is the idea of many potential customers, let him say it.) You say it?
seven above shortcomings, many people do not want to buy insurance,
cheap mbt shoes, do not buy insurance, but also refused to buy insurance!
unless you can see the insurance can play in your life and interests of greater significance, otherwise, you will feel the same way, right?
Let me try, and you explore: the meaning of life and interests ... ...
see if we can reach a consensus; of insurance have a higher level of understanding and awareness. OK?
(What is Life?)
Let me make a simple demonstration of ... ...
if I was holding my policy, when I uneventful, my policy is just a few ... ...?
White!
But once
I have something urgent happens
These are the ones the White
will become what?
cash!
So, life is
urgent need of cash!
you agree?
life is your cash urgently, it can complete the three tasks for you ... ...
(life tasks:)
1, income protection
2,
mbt anti shoe, property protection
3, the value of life protection
as long as one needs income, he has the responsibility to protect his income.
you agree?
(property protection)
not pay off the loan as long as the property, this type of property, need to be protected. Right?
for any of your favorite properties, are worthy of full ownership.
you agree?
(value of life protection)
the value of your life is:
annual income × working year
I ask you: What is the value of your life?
of your family and loved ones, it is important to you, and very precious!
you agree?
Only life insurance can protect
the value of your life
expensive!
right?
(income protection)
Do you need work to do?
why you need to work?
of course, to life, for whom life?
your work on behalf of your income. Your income on your behalf for your loved one, take the love and responsibility. Right?
for your loved ones,
take love and responsibility
to you, it important?
sense?
such an important and meaningful, needs to be guaranteed?
you have only two options ... ...
If you already have their own way, you do not need to listen to my opinion.
If you think your current approach to the poor, then,
I have one of the most simple, least expensive, most direct, most convenient and fastest methods of income security.
you want to hear it?
(property protection)
you purchase the industry for what purpose?
want to own forever, or it may at any time want to lose?
who you want to permanently have your industry? The form of loans bought by the industry, is not you? Who is it?
industry had not paid off debt, will make you overloaded. Right?
unfortunate events, often unexpected. Property may be lost at any time; you and your family may be nothing. Such a possibility?
life insurance can ensure you and your family forever with your beloved industry.
this is not your bit?
(value of life protection)
impermanence of life, the existence of life
is only produced in respiration between the
fragile life really high value.
ask,
your life worth?
your life value is
your future income earning potential.
equal ... ...
annual income × working year
value of your life: (The work of each person's income * year)
This is your most valuable things!
So when a person had to die, when,
He is not nothing
away;
him away is his ability to make money,
is the value of his life,
This is truly irreparable priceless.
you to make your priceless,
no protection to experience strong waves, the uncertainties of life?
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