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Old 05-24-2011, 08:41 AM   #1
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Default Medical warranty , provident fund , subsidy , mat

Please
procreated afterward to find namely the province, and advantage to us, more advantage. Welcome reproduced ah!
ratio of the specific form of social security:

old-age insurance: you pay per month for units 21%, you pay 8%;
Medical insurance: you pay per month for units 9%, you pay 2% plus 10 dollars for serious co-ordination (co-ordination of key management seriously ill hospitalized this);

unemployment insurance: units for you to pay 2% per month, you pay 1%;
injury insurance: you pay per month for units of 0.5%, and you do not get their own dime;
maternity insurance: you pay per month for units of 0.8%, and you do not get their own dime;
housing fund: you pay per month for units of 8% 8%
you pay more, so doing, the units each month to pay for your social security ratio should be 21% +9% +0.5% +0.8% +2% +8% = 41.3%
you pay each month for your social security ratio should be 8% +1% +2% +8% +10 block = 19% +10 block
; temporarily remove you pay 10 dollars aside, the proportion of units of payment and you pay for the 413:190 ratio should be, which means that if
your monthly Social Security payment for your 190 dollars , then the unit will go to your Social Security account to break into 413 dollars each month for your social security account
to add the money should be 413 +190 = 603 dollars so
In the case says you can not see, the unit cost of delivery of social security is more than 2 times you, so you pay social security fee per month do not feel bad when
O unit ~ you understand more than you pay for many of it, in truth distressed units.
saying that three risk a return to gold and a perfect insurance policy, where we should have seen, in fact, mentioned rivers and lakes on one gold and three insurance
completely equivalent to 5 insurance gold, only one gold and three insurance pay from your personal insurance (unemployment + pension + medical + provident fund) to
said, a perfect insurance policy from your insurance unit to pay (pension + health + unemployment + injury + Growth + Fund) for the. The 3 risk a
Kim said to a perfect insurance plan is just that sound good only.
addition to units for you to pay social security, in fact, did not work but who have income or have units, but units do not pay social security workers can also pay social security
their own, but the individual can only pay pension + medical insurance, birth injury ah ah ah unemployment fund it, you do not personally have to pay up.

Here's what is social security contributions beneath the base
we already know have to pay a monthly smooth rate and you pay social security is almost the 413:190 ratio, that
What now out a problem: his monthly pay social security fees and the proportion of what relationship, social security prices in the end is decisive by how it
What?
You may not be conscious of the assorted provinces City in early July each year to issue a , and Nanjing, announced in July this year, the minimum base is 1189 yuan, which is what this method, which method that as long as they are
regulations of Nanjing workers pay social security for the unit, per month for each employee to pay the money to at least 1189 × 41.3% = 491 million, while personnel must pay at least monthly for each
1189 × 19% +10 = 236 yuan, and units per month so you should pay the social security charges came out.
But now a new problem came out again, Nanjing, wages alter greatly, someone is making a month 1000, it was a month could get
10000, do get phoned to get 1000 and 10000 pay social security fees are the same?
Please note that this 1189 is the lowest base, in 1189, and the highest on base, Nanjing base seems to be the highest this year more than 8,000
, specifically I have forgotten, anyhow, if you pay less per month in 1189 yuan, the unit must be in agreement with the 1189 yuan for you to pay 1
189 × 41.3% = 491 yuan, merely you have to pay at least 1189 × month 19% +10 = 236 million, this namely 1189, for the minimum social security contribution bottom
where the averaging of the: even if you get 1,000 or 800 a month, your monthly minimum must also be along to
photo This 1189 pay to!
But if you pay higher than 1189, for instance, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (your unit and your
social security costs are paid by the Bureau of Labor buckle, oh ~) to be on the labor bureau, said: . > 41.3% = 1,239 yuan,Mens Gucci Moccasins, while you individually pay monthly on 3000 × 19% +10 = 580 元
means that if you pay 1,189 yuan in the following, each you pay month by 1189; if your salary in 1189 yuan to
, then every month you pay according to your real remuneration, unless your base is even higher than the maximum salary, if you get one month
10000 and the maximum base is 8000, you and your unit are in accordance with the 8000 cross
above here to expose the shameless train of some companies, these companies may give you a good few thousand a month's wages , but they report to the Bureau of Labour
push when your base does not go according to your tangible wages reported, case in point if you get 3000 a month, they
to the Bureau of Labor may say that you take only 1189 block, and then deduct your labor bureau every month 1189 × 19% +10 = 236 yuan, you probably still very high
Hing, for the fewer money you consider you buckle, you really get our hands on more money
bad! If this is your company too outrageous! to pay the money because the company is more than 2 times you, so you pay the less they pay the less
! If real wages in accordance with your 3000 to calculate They pay you every month of the 3000 × 41.3% = 1239 yuan social
premiums, and then by 1189 to count them for you monthly to pay 1189 × 41.3% = 491 yuan! so in fact
you dine a big loss! regular company will only pay as you go to the actual declaration of the Bureau of Labor and deducting money! only those companies that will not
perishable control how much you pay for you all in accordance with the minimum criteria AC!! do not think that your Social Security monthly fees deduction, the better!! may
you have shamelessly bullied by the company and you knew nothing!!!
to resolve the unit for you How many is the base pay in the end is very simple: if you buckle 300 a month social security, that is your base
about 300 ÷ 19% ≈ 1578 million, you see at your salary is not the digit, if you pay significantly higher than in 1578, case in point
you actually get 3000 a month, or 4000, then it must surely have been the company to tease you, and after creature bullied you can go to the local
labor monitoring group to sue you, generally of a report A prospective, but the best time of disjunction the certify (such as pay slips, etc.) then told to find a good
, or you sue the company after having failed to make a general - - +
note is another , the proportion of each of the local social security constitute not the same, if you do not pay your proportion of Nanjing that is likely to
than 19%, but surely not huge change, such as your base may be 20% or 22%, but will not be 30% or 40%! so
Although the proportion of 19% of Nanjing, but foreign students can also be calculated along this is probably beneath their base
introduce them to what the specific situation of social security costs and how to use
has been said earlier, social insurance = + pension + medical insurance maternity insurance, industrial injury insurance + unemployment insurance + housing + first talk about the old-age insurance fund
good
; This insurance generally must pay at least 15 years to retire to a pension for life, so the students wanted to acquire pension
sure before his retirement 15 years ago began to cross, the other almost in Nanjing Such provisions also
If you go to pay pension retirement age of 15 years, that country until the time you retire your personal account will reserve the 8
% of the pension back to you all
; that you ask the unit to 21% of your pay gone?
that you do not expect the State will be forwarded to you, you retire to your own money away, the State put the unit to the 21
% you pay all the money to the national pension scheme in the overall fund, from which no relationship among money and you had
you may say: I rely on! Why it is my money
because the state does not give me that money back so the time necessitated
only returned to the individual to pay his own private deduction of money to pay the money for his units all contribute to the nation a - -

below when we look at your retirement pension is calculated out how the algorithm
pensions are complex, because the state each year Payment will be the base of one, case in point about it: If you are 30 years old
, your base pay is now 3,000 yuan, while the retirement age is 55 years old if so, then you must be in your 40 years ago began to pay pension insurance
, when if you start now pay from 30-year-old, 55-year-old was handed 25 years, that the outset asserted the pension benefits you can enjoy
, secondly, if you pay after 25 years 3000 block of base pay has chance a 6000 (I said if),Gucci Shoes Sale, then when you are 55 years old the first month
can get 6000 × 20% = 1200 block of the basic pension, which the country to you, in addition to your personal account on a
the money accumulated in 25 years has a lot to look good average base pay, (3000 +6000) ÷ 2 = 4500, that
What you these 25 years, personal accounts should be 4500 × 8% (you pay the proportion of old-age insurance for individuals) × 25 years × 12 months
= 108000 greenbacks, then in adding to additional pre-1200 you every months can get the 108000 ÷ 120 = 900 blocks, so you 5
5 monthly minimum age of 1200 +900 = 2100 to get the pension element, of course, still the base of each country to mushroom, br> This year in addition to your 900, you get every month after retirement more money than 1200, your pension payments will certainly
more
; So pay old-age insurance to pay the better,Womens Gucci Tall Boots, the more you pay after you retire to enjoy the more, and, after the State base annual adjustment
money will you get more and more Now take 1500 years after the 1000 allocation is feasible
here to introduce a policy of metamorphosis, that is, no matter where you pay social security fees, etc. When you retire you can only back seat of your
account enjoy the local retirement benefits, such point of outlook, where the base pay social security high low base, but his retirement a pension of floor
celebration who would be a big loss, Why? me, for example, If you're juvenile in Nanjing
go, pay social security for 20 annuals and then elderly, but if your account in Heilongjiang, Heilongjiang then you must work back apt enjoy the pension
payment. If you pay for 20 years in Nanjing The average base is 3000 (I said if), and when you retire before Heilongjiang
base pay 1000 (I said if), then you can only enjoy when they retire the treatment of 1000! This is loss of! a
words, if you place in the wealthy pay social security when they retire back to the penniless, but the place to enjoy social security, you pay a lot of life to enjoy, but seldom
! Exchange 3000 may only Enjoy 1000! This is a dreadful thing, but no direction is this
national policy, so please account for all the current low base in the western zones such as Beijing or Shanghai, but in the high places of work base pay
students pay attention to social security, you pay social security or to the west, or to the accounts prior to retirement and moved to Beijing or Shanghai, or
you're doing a big loss of life of the trading
; that perhaps you will say that if my account in Nanjing, then I pay for 20 years in Heilongjiang like the Well, where in the low base pay to
, when they retire back to the base of a high place to enjoy high welfare. wrong! you think Nanjing Bureau of Labor would casually let you enjoy What
?! general this case instantly to Nanjing will find causative to refuse you corner! that time you miss s wisdom: in Black Dragon River
not enjoy, in Nanjing, also can not enjoy!
But some areas favor the location has eased some of the provisions, such as Nanjing, granting you to 5 years before retirement from a low base
local transfer back to Nanjing, and then persist to pay 5 years in Nanjing, Nanjing, high base, after which it will allow you to enjoy the pension back to Nanjing. The estimated
policy are not the same everywhere, in the hereafter plan to switch to the best students now go to your local The labor bureau
explicit out this issue, so that your retirement occurs when an abrupt accident!
following the hazard to talk about citizen health insurance policy
pretty good, it is important for a lot of hospital reimbursement
said before you pay a flat monthly health insurance is 9%, your monthly health insurance probably pay 2% plus 10 dollars
solemn co-ordination, co-ordination of this cancer simply however else you hospital, and that 11% in the citizen health insurance monthly to your account to play
2% of your own, according to 1189 yuan per month if you are the lowest base pay social security, then the 1189 × 2% = 23.78 Yuan is the country monthly
call your own money, the money you can accumulate direct credit card to purchase medication or out-patient services, and the remaining 9%
countries to take it to the medical pond fund workers in the
in accordance with the provisions of Nanjing, and if you start from the January 2007 pay medical insurance, then starting from the February 2007 credit card you can buy medicine or see
patient, and from 2007 July onwards you can be reimbursed for the cost of hospitalization, and reported quite intricate, for example, a good
:
If you August 1, 2007 in the hospital, lived in the best three hospitals in Nanjing, are used in health care during hospitalization within
medicine, surgery + hospitalization expenses spent a total of 5,000, then the reimbursement when the medical center first net 1000, which is from the
Step price, the repose of the 4000 health care centers are reimbursed for 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan to
can, with amounts starting at 1,000 yuan before, you spent 5000 to pay 1560 yuan if their can, and this 1560 yuan
also deducted from your health insurance card (if you normally do not use that card), so in fact you can not spend much money hospitalized
health insurance for our young people much more important than the pension, at last, his mother a doctor in your hospital too, and this is
partake in social insurance where the most essential provisions of Nanjing Medical Insurance, whatsoever
must pay at least 25 years to enjoy life in retirement, so if you retire at age 55, then 30 years of age no later than
must begin to talk approximately health insurance the emulating industrial injury insurance

This risk tends to be used less in practice, I do not have many contacts, need to caution you that when you work or if work on the
time what happened, the risk on the lingua franca of the
But in practice, something happens to a lot of folk pay no attention to the preservation of evidence, leading to not enjoy their work injury insurance, which is a compassion
if you work when they were hit by a motorcar, you should Sign alarm, let the police to investigate evidence of disc and photograph collection, treatment completed the Police Department
after the accident will give you what identification to open a writing or something, you can take this to requests for work-related injuries reported to the
If something had to let people look in witnesses and does not flee everything less than the alarm, that no evidence in the circumstance are generally not approved as an industrial injury

injury There are a recipe, if you July 2007 1 Sunrise injury, you must quickly reporting units, the police issued
identification evidence and the accident book and you go out after work injury records to the physician or hospital unit, called the unit holding the material to do injury to
identification, your units must be August 1, 2007 effective material before your testing center to the injury, if you are out of work-related injuries from
days from More than a month, and that injury may be identified not up. If you do not give you identification unit,
materials that you can take it to the identification hub identification, it is best not to exceed an month, otherwise it will be very troublesome a lot of distress to talk about maternity insurance

the following example of this is also good, and if you are female, wage is 1,000 yuan per month, January 1, 2007 begin to birth
insurance contribution base for the 1189, and you pregnant in March 2007, the end of December 2007 gave birth to a child, in January 2008 and discharged, then you
expelled later to Sign the matrimony certificate (an unmarried mother will not be reimbursed ) + child certificate (2 fetuses Health claims in common can not)
+ records + the size of card check and hospital construction and operation costs of all invoices + list + hospital discharge synopsis all of these materials to the company to pay
, they can check if you are pregnant take a 500 block, when a child patient took 2000 + surgery, in general, public
within the provisions of Division in the Medicare basically can give you all the claims, the reimbursement to you later money include: 500 block of inspection fees +2000
hospital surgery +1189 Yuan / month × 4 months = 7256, 1189 yuan / month × 4 months, which is specifically for the reimbursement of the medical center
subsidies for girls, only girls obtain the reimbursement to the state to
maternity insurance reimbursement when girls must be given 4 months of average wage, so you have children, then not only claims
Do not spend money, but also can make the wages of 4 months! If you base pay higher than wages, such as the cross is to get 1000 1189,
then you have earned it
; maternity insurance to pay at least a year to enjoy, memorize to keep in mind
In addition there is a problem, men also paid maternity insurance Yup Can you boys do enjoy maternity insurance?
If you're a lad, your wife did not work alternatively work units did not pay the insurance, and her children when you pay
maternity insurance has been more than a year, then you can Oh maternity insurance reimbursement, but to the before examples, case in point, you can only be reimbursed 500 stop check
check fee +2000 block half the hospital surgery = 1,250 yuan, 1,189 yuan of subsidies / month × 4 months of salary you will not enjoy the
! This is only reimbursed when girls can enjoy Oh ~
the same cost, reimbursement will be capable to get 7,256 girls, boys can only get reimbursement for 1250, which is probably infrequent in China, So,Gucci Shoes UK, before the girls the best plan to have kid about one year before began to find a unit to pay maternity insurance, you can make it!
If you wed my wife and boys, the best period to marry a baby has to pay a maternity insurance and the remittance of base salary is also higher than her own girls
Oh! However, if it does not stuff she is not assured, you tin give her maternity insurance reimbursement for it, but you do not have subsidies
4 months Take wages and the cost of the news you can only get back half.


unemployment insurance, unemployment insurance, this is also to pay a full year you can enjoy, generally get to pay 1 year 2 months, to pay 2 years get 4 months, but more than a lifetime to get the most
24 months. a good example:
If you January 1, 2007 began to pay insurance, in January 2008 the company laid off you are, you can allow the company to get you 2
month unemployment insurance, if you are in the year 1189 base pay for insurance, then you can get at least 2 months more than 800 dollars
or you January 1, 2007 began with Insurance , January 2008 and the enterprise you contract expired, and you do not absence to revive the contract, then
you can also leave the company before the company 2 months to get your unemployment insurance is more than 800 chips
That contract expires or the company laid off, you can take 2 months a year in accordance with the ratio of unemployment to require companies to give you
do, if the company does not give you do you can go to report it, a report of a prospective .
But if you resign the contract did not go his due, and that even if you pay full 1 year are not entitled to unemployment insurance
resign at all times their own, let unattended pay 1 years , that is, 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah
Well, if your monthly for the fund to pay 200, then the company has to your account each month to hit 200, when you buy a house
this is 400, if you pay a lifetime of 5 million, then you had 10 million account is Such a good thing we must not
to reject ah.
fund can be used to buy a house, lend, renovation just aboutmething, if you can find their own home land to build a house, create a house
money that can be paid from the fund in
If you do not have the money, when they finally retire all of the money seems to bring an end to ...
[Advanced part] of the accessory [5KB]
and Nanjing is that alter place to go, and the devil are not allowed to non-payment of remedial insurance, social security center that a pack that includes pension
birth injury with medical unemployment queried enterprises received, but added the taxpayer may pay the provident fund, because it is spliced to the provident fund
center of the social security among the jurisdiction of the specific makeup
ratio:
old-age insurance: you pay per month because elements 22%, you pay 8%;
health insurance: unit per month for you payment of 12%, you pay 2%;
unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, your own not a cent to get their;
maternity insurance: you pay per month for units of 0.5%, and you do not get their own dime;
Housing Fund: Unit for you to pay 7% per month, you pay 7%
additional housing fund: you pay per month for units of 8%, you pay 8% (this is only the general effectiveness of state-owned enterprises
will be some very good, and the ratio has its own, the general Even if a fund company to pay a very moral)
dissimilar to say that social security and the relationship between a transmit tax to pay a transfer tax
in time, is that part of the individual debit payments calculated after deduction of the taxable base , but one thing to note
, provident asset and supplementary fund more than 12% of the parts (individuals and affairs to pay part) also need to count in the taxable base in the on example, say fund
7% 8% supplementary fund, add up to 15%, then the personal deduction of 3% of the part of the gold that will count
in the amount of tax payable in the meantime, enterprises that 3%, while wages are not subtracted from the individual, but still have to be counted
tax base in other words, this individual cost for a transfer tax bill.
medical insurance to use this one, over the way the rest goes to personal accounts is different
love that variety of month included ways of Nanjing, there are many places for the year included the characteristic
is the case, health insurance year is April 1 each year to 31 March the following year, while the social security contribution base changes also
was determined in mid-April on.
Medical Insurance Bureau in April 1st base withholding of social security in accordance with each individual health insurance 1 year (that is, the 2%), personal health insurance card
into account, but this time there is a problem, 4 1 Day, then the base has not been created Social Security, Medical Insurance Bureau in accordance with the before year only
base to the individual health insurance payments are expected that year, then the feud between how to do it?
In the second year that the April 1 to make up more than a small count, or less likely to give such a great section of the word
look will be very much trouble, then we
for example, 2004 someone average every month earnings of 5,000 yuan, 2005, average monthly income of 4,000 yuan, 6,000 yuan income in 2006
Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has not accepted the payment in 2006 Fee-based
number (that is, the average monthly income in 2005), the Medical Insurance Bureau is in accordance with the base pay in 2005 (that is, 2004
year average monthly income) to calculate the value of anniversary individual accounts,
is 5000 * 2% * 12 = 1200,
but in fact this person this year, the amount of personal accounts should be
4000 * 2% * 12 = 960,
then this give The 240 will be April 1, 2007 when the web. At the same time April 1, 2007 into the account of the new year, Kim is still a
960 yuan (in fact, should be 6000 * 2% * 12 = 1440 yuan), less to 480 yuan in 2008, 4 first appointment
back.
so because most people are not the same base pay each year, so almost everyone's account each year in March and April when the total number of the calendar year
see the amount of the account is different, this is the Medical Insurance Bureau in The annual cost to do when the resulting accounting.
injury there is still time problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued
identification evidence and the accident book and you out to see the doctor or hospital after injury medical records to the unit, called the unit holding the material to do injury to
identification, your units must be August 1, 2007 effective material before your injury to the testing center, if the distance from your
a day of work-related injuries more than a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own substance
identification center to identify the best and do not exceed one month Otherwise, a lot of trouble a lot of trouble
this point there is a supplement, there are two ways to report injuries, one unit reporting to love to say the same as the above, 30 days
telling, there is a personal assertion, legal for one year, but due to injury or other reasons, the longer the lack of evidence of the more
, personal expressions, then the process will be postponed because they do not know how much time and effort.
maternity insurance, abortion, childbirth, multiple births, precocious birth, and can specifically look at the following interlock, although
Shanghai's policy, but in all parts of similarity. Shanghai and Nanjing
may have different policies, the company will not be reimbursed in charge of this area are linked by the Medicare direct and maternal fertility check
hook
creation in the hospital, health care co-ordination within the range of overall Medicare payments are, of course, at their own expense item (such as advanced unit than
own disbursement medicine etc) or to themselves.
Health boy later their applying for maternity benefits to the Medical Insurance Bureau, the Social Security Medical Insurance Bureau to 3000 dollars
piece, to give 3 months base pay plus half of income
childbearing, multiple births, more than half of
a plus one if the average monthly wage income is greater than the maximum social security contribution base, then the payment of social security contribution base that only the Ministry of
points, the remaining
such person by the company to pay an average monthly salary on the income of 10,000, the Social Security cap for the 7392 base.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(Although I think this, in the smoke Tell me what you is not cozy to come across =。=。。)
In fact, there are two key areas:
1, full payment before birth 1 year
2,Cheap Gucci Trainers, the social security contribution base customary reporting
So students, principally female students, do not you think the company does not matter to allege the base class, and even to some of their base salary
hand the number of low- tall Fortunately, by this time come to see the problem now!
This is why there are so numerous female workers low wages, but would prefer stay in the full report of the local social security and then leave the
reasons given birth, the one small place is not like the case of unmarried women are not employees, 2 maternity insurance is a lot to supplement income.
example, a 3000 human normal wages, but the declaration of social security base count her year-end premium gifts, etc. Other income,
then the monthly average may approach 5000, this time that a child holding a few months is the revenue in January 5000.
If you do not have the money,Gucci Wallet UK, and finally retired when entire the money out seemingly can not come
seems, is absolutely!
and provident fund loans with low amuse rates than commercial loans, and this is a big convenience. (Zhuanzhai)
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