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Old 06-08-2011, 07:41 PM   #1
birble762406
 
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the new network on November 27, Zhejiang Xinhua With mortgage interest rates has raised, many borrowers choose early repayment. Recently, experts said, reduce the term of the loan repayment ahead of schedule would be more money some, but lenders should not blindly follow the crowd, there are three types of people is not suitable for early repayment.

first is to use the matching principal and interest repayment method, and has entered the repayment phase of the mid-consumers. Principal and interest is equal throughout the repayment period, the monthly repayment amount of the same. In the early repayment period, interest for the month took in a large proportion are of principal less the advance payment is to reduce interest payments by reducing the principal, so in the early stages of the early repayment period is also models, can effectively reduce interest expenses. If, after the mid-term repayment period, prepayment, then the repayment of principal is more a matter of fact, the actual savings on interest that is limited.
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It is understood that the early repayment,tory burch boots sale, there are four to choose from. The first one is the early repayment, the remaining time to pay off loans; the second as part of the early repayment, for the same month, shortening the repayment period; the third is part of the early repayment, reduce the monthly repayment the same period; fourth as part of the early repayment, reduce the mortgage, or shorten the repayment period.
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