Dangerous condition of conveyance assurance claims

car friends must buy auto insurance. But now the insurance company's auto insurance provisions, but it is full of traps!
insurance company today issued a document to disclose the traps and provisions of the doubts, if there looked after farm, the top one please help me!
including N number of cases of the dangerous condition, very practical navigate, we want to aid.
clearest explanation, the only mediocre people can understand the insurance provisions.
(a) vehicle harm, third party
(b) Diuche
(c) collision
(d) insurance policy claims
fine solution (a) - vehicle damage, and the third Let's first talk about who
chief caustic and liability insurance.
caustic and liability insurance, vehicle insurance, elementary insurance, the main compensation for the loss of the insured vehicle and the vehicle in use by the insured losses caused to a third party in!
You probably think even the natural disasters caused by the loss of vehicles, according to the insurance company paid the wrong!
words of the half, most of the losses caused by natural catastrophes are lost, and only, besides for -------- earthquake!


Case 1: If your car had the credit to be creating in the earthquake hit it, ha ha
approach: a few days after the earthquake, etc. to apply for compensation
risky condition of the statement: probably due apt the walls relaxing occasioned at the earthquake, and eventually fell in an day (no to advert the dangerous condition of the earthquake)


★ ★ Case 2: If your car brakes in time, the car of the East East flew windshield, causing glass to crack. You say?
you credible insurance company said: . . . . . . . . . . Claims Committee that pointed to his mouth: One of my friends in the iron hand skill veteran braking crashing the windshield, OKAY!
Remember, items inside the car hit by the loss suffered, the insurance companies do not lose it! !
★ Case 3: If you in the trailer collided with another car when
approach: bypass the fact namely there is something dangerous condition
statement: Do not mention you or by others in the towing vehicle towing, or whether You have no responsibility for the accident, the insurance companies will not pay


★ Case 4: If you are an accident, crashing his glass on the glass and no insurance,GHD Midnight Gift Set 2011, you will be the insurance company claims?
not find people on the glass insurance claims work? ? Line, the perfect line!
glass insurance label is: glass breakage single, refers to the use of parking and damage caused by the glass, and glass damage caused by the accident ought be caustic to be responsible for disbursement
If you are not on the glass insurance, when You find yourself up in the morning the car glass do not know which bastard was broken, how do? ?
Oh, the old tactics --------- brakes while driving caused, but also the mistake of the pate! (I remember a friend looking for a similar altitude to a safeguard ah), if it is on the side of the glass is broken,GHD Green Butterfly 2011, when his head hit the sliding say well, uh


Case 5: If your car In the crash, broke a small light, how can you do?
find insurance companies, he definitely does not pay you, then you earn? ? No, you are probably sacrificing a
not comprehend it? ? Tell you about the vehicle of always risks between 2500-5000 (quite nice car, you do the math, my math is not nice), if you are not in a annual during the phase of insurance claims, you will be in the next was obtained when 10% of the insured's NCD, this list You do the math,GHD Pink Limited Edition, if the number of claims is too small, hey, so forget it. . . . . . . .
★ ★ ★ insurance policy fine solution (II) - Diuche
would like this document to Diuguo cars and may Diuche friend!
vehicle parking and use of the process would inevitably give people anxiety about things, which Diuche is the most bad things, but if you do as I say, your loss will be reduced to a minimum .
remember ah, once Diuche, the first thing is to do what?
alarm?
bad! Car has been lost, which so effortless to quickly detect ah, you too a bit overestimating the ability of Chinese JC, alternatively meditation approximately how to dilute the detriment of it!
reduce losses? Which so lightly ah, the automobile is lost,GHD Red Butterfly 2011, how tear ah?
First, remember to look by their insurance plan, there are no vehicles on pilfer.
What, no? Unfortunate that you think it, buy a bar
If you get aboard the pirate, at the outset, I want to bless you, your losses tin be reduced, but, be thoughtful ah! Then you must do is Bijin your jaws, the sense of perusing my post, otherwise you ambition repent it!


Case 1: pilfer the provisions of the insured loss of driving license, car original receipt, certificate per vehicle buy surcharge of 0.5% absolute addition in a deductible. Lost car keys, the absolute increase of 5% deductible. These provisions in the insurance policy using the lightest color of print, do not deem that you can take a closer look at list, certainly in some inconspicuous turn can be base in this passageway.
So whether you have a spare key had been lost, or you were to start sprinting the car with a opener, please remember to forget this, otherwise. . . . . . 5% of the loss against your own set of
Case 2: If your car pay parking or mercantile repair mart in the theft, the insurance company liable for it?
answer is: do not lose! ,GHD Purple Straighteners! Because these locations the responsibility of the vehicle are kept in custody, the vehicle due to damage caused by unsuitable care keeper, lost, the custodian should be held accountable. Insurance company is not responsible for compensation.
Therefore, the correct access is to claim to find parking, so every time I remember when parking parking fee receipt ah well received, notwithstanding the loss of the on printed stuff, but along to contract decree provisions of the contract on the format, which is a single shirk their liability to be in! You may rest ensured bold report that he is good, Oh, give you a good news, has been winning such a lawsuit, so the principle of the case traced back, after the trial of cases to verdict in accordance with this case, ha ha!


Case 3: If you, your friends car park is open, or you find out from the side to the parking lot can not supply your car payment, you can consider to change the situation of 丢车it? Haha, I can not say what ah
Case 4: Again, if you are a employer, because some of the problems on the account writing and friends fall out, and your friend is a villain, he secretly stole your car, you surmised he would be act, you will find the insurance company to recompense it?
acquaint you, the insurance company may pay compensation. Because of provisions: the insured person and others by civilian and economy discussions caused the vehicle was robbed, stolen for the exclusion of responsibility.
So you can forget your big economic disputes directly to the Public Security Bureau report, remember, do not say that out of your guess, otherwise you will drag the financial problems came to the efficiency of the Chinese court You probably get a cab within half a year to go out!
Case 5: If you bought a new car, on all risks, but did not have time for a license (now the traffic control requirements: vehicle inspection after 15 working days before the authorization plate collar), Chuxian Insurance company is responsible for compensation?
not responsible for compensation. Because in dangerous condition, the insured vehicle must have two conditions, one must have insurance, vehicle traffic management department of public safety experts, driving permit or license plate issued, the second is within the required period of traffic management by the public security department experts inspected. But in general, by special agreement on the go-vern-ment after the insurance department required the first new-home inspection and issuance of vehicle number plate may be responsible for caustic and liability insurance. Therefore, compensation pilfer responsible Diuche not effect, nature, and you can not get compensation.
arise if you are not relied on guts to alteration about the lost time, buy a fashionable car even now given away! I can say nought but ah
Case 6: If your car recovered, the insurance company how to deal with amends?
was rapine insurance vehicle back, if I were you indemnity insurance company, the vehicle should be returned to you, but during the entire car was looted, the damage to vehicles or vehicle chapters, loss of required ancillary equipment rational prices of fix, the insurance company to pay compensation. If the insurance companies have compensation, you should return your vehicle, and recover the proper compensation. If you do not want to recover the elemental car, all the rights and interests of the vehicle owned by insurance companies.


insurance policy fine solution (C) - Crash
would like this file to be hit by a car break and friends!
at the peak of the crash, the insurance company now lost it? Of course not
as long as you cautiously look at the hands of policy benefits Disclaimer know, there are a lot of insurance companies do not lose asset, attempting to minimize the loss, or come to me, ha ha!


Case 1: Suppose you are a apprentice, fair take a car (of lesson, opportunities are the rental car), on the road Lianju time to hit your sibling, you understand This car has liability insurance, you will find the insurance company claims?
Answer: If you work, you're outrageous, the insurance company will hit you kicked out, why? ?
First, you need to know what is liability insurance, full name: third party liability insurance. (Third Party people may not care, Oh)
So what is the interloper?
third party defined in the insurer and the insured person appearance, because the insurance vehicle insurance vehicle accident resulting in lower damage to persons or property under the martyr in the car. Popular third party is eliminated from 4 varieties of people talk about: the insurer, the insured, the car accident when the driver and their household members, the insured person's household members.
now understand you as a driver at the time, hit your family, insurance companies do not pay for, well, you know how to do it!
what? Do not know? Mad at me, do not hit distinct driver is achieved Well, really, what injury I say out
Case 2: If you were fortunate enough to hit his car, and they are all your responsibility, the court sentenced you to compensation You vouch to pay compensations each other's economic loss, mental anguish, paralysis damages. . . . How do you knob it? ?
but also how to give money because it! Wrong!
you should discuss other family members, to increase economic damages and loss of disability compensation, as the spirit of the minimum compensation, without of course the better
Why? You asked me why? This is not the five horses for 6 sheep Well
male, you are wrong, the insurance company is not complete and unconditional commitment to 'the insured sum of compensation shall be paid according to law', but according to are invested with compensation. The terms apparently defined, because the insurance accident caused damages of anybody spirit of exclusion of liability. Therefore, whether the court was whether an insurer should be compensation for moral damages, the insurance companies are not responsible for compensation.
understand? ? Other insurance companies pay for you, regardless of spiritual losses, so preferably than give each other money, they should not promise the spirit of compensation, in short, the insurance company's money Kang Bai, Ha ha!
Case 3: If you are fortunate enough to crash then, and this time is not your responsibility, and the other party do not want to lose money, you can find insurance claims?
Answer: Yes, but you must premier third-party claims, likely to get compensation insurance companies. If you give up claims to a third party the right to claim instantly to the insurance company, insurance companies do not pay. Because you give up to a third party recovery rights, when the insurance company will give up the right to claim compensation.
So, remember, remember, we must first find each other lose, it is best to have the court enforce the failed offer to prove that, then you can confidently look for insurance companies, leaving them clean up the muddle go whereas, Who they are received each year so many of your insurance does



Case 4: remember that there is a bad driver, under the directive of JC, crashed into the escape of murderers is the result the two vehicles collided, and what a Cana, the insurance company will pay him?
certainly will not do that, plainly written in the insurance provisions, the driver's intentional perform is not compensable, we can only own a car repair:
So, if you do not have ample financial ability, when the hero ahead to think the Oh! !
insurance policy fine solution (D) - Insurance claims
★ circumstance a must-read, for you've probably never listened of. )
Altar in a well-known DX friends lost a car, has been all risks, find insurance claim, failed, insurance company exclusions reasons: to check the Vehicle Administration, the car is not annual.
Case Study: Insurance Company said and done, very reasonable, also in accordance with the provisions of the insurance contract: the insurance take effect only on eligible vehicles, inspection of vehicles for not only as a failed vehicle, even now no matter how good your maintenance useless, the outcome can only be lost pearly discard, white on the insurance but also on, at most, the case returned to the insurance cash merit
conclusion: your car, be sure to schedule the anniversary inspection, after the extension must not, otherwise, discipline is a small matter, exclusions something huge this time even now third party losses caused by traffic accidents, will also be your own responsibility, the insurance bought
white case solution: time inspection, even one day,GHD IV Salon Straighteners, and do not late;
If it happens, unfortunately, do not must remember to report immediately, as soon as possible to cost money and then fraught the inspection programs for reporting claims procedures!
sorry, just a explode of dizziness, I did not talk? Said is ridiculousness


★ Insurance Case II:
and the same, without production the driver analyzed the memorandum, and you steer all the problems that happen, the insurance company is not responsible for compensation The cause is alike to the before example, without reiterate.


★ Insurance Case III:
This is a frequently asked question: I just bought the car, not on the license, the insurance is telling
explained:
vehicles In the dangerous condition, the insured vehicle must have 2 conditions, one must have insurance, vehicle traffic management department of public safety experts, driving allow or license plate issued, the second is among the required period of traffic management by the public security division specialists observed.
but generally provided by special agreement for the insurance to be the first number plate issued after the inspection of new vehicles could be responsible for caustic and liability insurance
So, when your car lost even luck, buffet the Han people The insurance companies still make you wore, it is now clear of it!
★ conviction because of insurance claims that matter there are N people query this answer, so this reply
insurance claims to do a few hours the situation
1, after the accident to come amenable to solve the
transport team from the traffic penalties published by a unattached team or mediation by the tribunal, the verdict can be secondhand.
these materials absolutely so, certainly in the way insurance companies the green light. Well, rest assured claims
2, in the district of a major accident
accident: the car damage is serious, or to open to traffic team proved very troublesome
general rub: the certificates to the residential property, as constantly suspected, generally a lot of trouble
Therefore, the best roads in the metropolis on the Times report, otherwise ----------- tired you!
3, inferior accidents occurred on the road, including stopping the rub
(such episodes occurring up to the altar in the DX)
need to prove such a principle is: if a third party
involving third-party payment, or need to transport teams to prove.
occurrence between the parties, such as a broken, you can clarify in the claim: accident third-party self-study, and then reception the severe self-blame in the claims, the insurance company if the team allows you to transport the certificates, you must have to bite the Do not let go, say no to baby away, and Insurance companies generally will not be too seriously. You must agree to be certified, reprove me not to caution you that you ran go, uncertain ample money to pay the fuel money it
4, the back of another car who was hit
If, after the accident car to run, incapable to find
location is more serious difficulty, via the traffic group to solve, by the assurance enterprise for revitalization.
not serious, it is best to determination the claims is to blame, but also on if the body in the claim, noted that there are additional car paint mallet, and the collision intention, must be justified, or you out! Finally, remind you

DX: a report sure to report within 48 hours, or they may be directly exclusions! ! Remember, remember, do not must say within the 48 48 ah!