Business Bank financing of {hazard} control ( anal

companies must invest approximately three years after the accounting fixed inspected fiscal expressions from which to grip the 12 financial indicators:
1, the net assets and annual rate of loans is not. Must be greater than 100% (the real possession business can be greater than 80%).
2, asset-liability percentage. Must be fewer than 70%, rather fewer than 55%.
solvency:
3, the current ratio. In general,New GHD Professional Black Straighteners, the larger the index,GHD Glamour Limited Edition, indicating that the stronger the corporate short-term solvency, normally the target of 150% to 200% better.
4, the quick ratio. In general, the larger the index, the stronger the short-term liquidity namely companies typically 100% of the target better, be relaxed for SMEs should likewise be greater than 80%.
5, guarantee ratio. Companies have the risk of wastage should be decreased to a minimum. Generally speaking, the ratio is less than 0.5 for well.
cash flow:
6, business activities generated net money stream should be affirmative, its bargains revenue in cash withdrawn from circulation should be 85 ~ 95%.
7, enterprises in business activities in the disbursement of buy merchandise, services, cash rate should be 85 ~ 95%.
viability:
8,GHD Blue Styler Straighteners, main business revenue growth. Generally speaking, if the year growth rate of cardinal business proceeds of not less than 8%, indicating that the company's chief business is in growth. If the ratio is less than 5%, indicating that the product will enter a stage of life.
9,GHD Benefit Styler, accounts receivable turnover rate. General business should be extra than six periods. Generally speaking the higher the turnover rate of corporate accounts acceptable, corporate accounts receivable mean collection phase namely shorter, the faster return of asset.
10, the turnover rate of deposits and loans, SMEs in general should be more than 5 times. Faster inventory turnover, inventory occupies the lower level, liquidity is stronger.
operating efficiency:
11, operating margin, said full-year operating income of the target level of profitability,GHD Straighteners NZ, reflecting the company's overall profitability. In general, the index should be greater than 8%,GHD Red Styler Straighteners, of course, the greater the index value, indicating that the overall profitability of the stronger companies.
12, ROE, the current should be greater than 5% of the SMEs concerned. In general, the higher the index value higher return aboard investments, the higher the level of shareholder returns.