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<strong>Web loan delivery product</strong> – An online system that allows schools, borrowers, and/or lenders to inquire on loans or borrowers, submit change transactions, manage files, and guarantee new loans via the internet. The MDHE' s product is called MODEL Direct.
<strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited.
social welfare (HO)<br />The economic well-being of a society as a whole, often measured by the total volume of goods and services becoming available to it over a given period, i.e. real income. An appropriate measure of welfare is disputable as NATIONAL INCOME accounting does not cover all cooos and BADS of an economy and total income measure ignores income distribution. As changes in social welfare are used to judge the efficacy of economic policies, a variety of tests have been used to see whether there has been an unambiguous increase in welfare. The stark PARETO approach has been challenged and replaced by other approaches, notably by scnovsKY and Rawls, to deal with the problem of the extent to which losers' reduction in welfare is more than compensated for by gainers' increase, after redistribution of real income. Much of WELFARE ECONOMICS is concerned with this difficult problem which, as Little has shown, reflects the valueloaded nature of many welfare discussions.<br /><em>See also:</em> measure of economic welfare; Rawlsian difference principle<br /><em>Reference</em><br />Little, LM.D. (1957) Critique of Welfare Economics, 2nd edn, Oxford: Oxford University Press.
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