Asian Heart Network (Reporter correspondent Li Li Dongmei Yu) Bank operational errors, to play a repeated two loans to customers, 3 million in loans into a 6 million. The customer refused to accept that received 3 million, banks and their customers playing a lawsuit.
recently, after two court decisions, the bank eventually recovered 3 million loss.
two years ago, Shihezi residents Yu Yonggang (a pseudonym) in a bank Shihezi purchase loans,
coach handbags, loans 3 million for one year.
for the payment of the loan at the bank's agent said, Bank staff operational errors, and in the afternoon to repeat into account Yu Yonggang 3 million loan. that into a total of 6 million. mistakes, many times to find Yu Yonggang, hope he can return 3 million. But Yu Yongjian banks hold their own did not receive more than 3 million in loans to,
coach handbags outlet, not to withdraw some money.
Yu Yonggang loan until the expiration of the contract, the dispute has not resolved.
2010 年 7 months, banks will be prosecuted to the Shihezi Yu Yonggang City People's Court, until the court can, Yu Yonggang did not show up.
the first instance, the bank loan contract submitted to the court, the borrower's withdrawal certificate and Yu Yonggang certificates, account statements.
court found: In the Yu Yonggang account of the bill, at 13:20 on May 26, 2009 and 20:14, respectively, hit the 3-million. In the same year on July 12, Yu Yonggang playing in the accounts section 5000, the account shall aggregate to more than 65,000 yuan. And during the loan contract, Yu Yonggang's account withdrawals totaled 63,500 yuan.
for Yu Yonggang not appear in court,
coach handbag, Court of First Instance Judgement by Default: Yu Yonggang return of 3 million bank loan and pay interest 703.24 yuan.
court ruling, Yu Yonggang finally exposed the surface. But he refused to accept first trial, in November 2010 to Nong Bashi Intermediate People's Court of Appeal.
court, the two sides had a heated debate. The face of banking upon the evidence,
coach outlet online, Yu Yonggang insisted: take this section. Banks asked to provide the bank card Yu Yonggang matching books, to print the account transactions, but Yu Yonggang
Nong Bashi Intermediate People's Court immediately to the bank, the credit card submitted by Yu Yonggang is accessible schedule of this card transactions. After checking with the first instance in bank statements submitted consistent.
court finds that: Bank lending to the Yu Yonggang 3 million more than the fact exists. Yu Yonggang it should be more than 3 million in loans to be returned to the bank.
Recently, Nong Bashi Intermediate People's Court made the final decision: dismissed the appeal and upheld the original verdict.
judges say
Li Nong Bashi Intermediate People's Court Judge: This case is both the focus of controversy whether the bank's accounts to the Yu Yonggang 3 million in loans to play more.
most withdrawals were due to Yu Yonggang is done on the automatic teller machines, banks can not provide an objective sign of withdrawal with Yu Yonggang credentials. Yu Yonggang, banks and obtained a breakdown of the loan period, the bank computer system to automatically complete, and clearly reflects the two day loans 3 million into the account the fact that Yu Yonggang,
coach outlet store, a breakdown of the content recorded in the Court by Yu Yonggang take care of their bank card transactions and obtained consistent. Therefore, we may conclude banks to Yu Yonggang extra 3 million in loans.
According to China's more than 3 million in loans obtained returned to the bank.
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