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<strong>Cost less aid</strong> – A figure calculated by deducting all financial assistance the student has been or will be awarded for the loan period from the cost of attendance for that same loan period.

<strong>PIN</strong> – Personal Identification Number.
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long period (DO)<br />1 The period in which all adjustments have been made to a price change.<br /> 2 The period in which supply is very ELASTIC as a great expansion in the quantities of factors of production is possible.<br /><em>See also:</em> Marshallian long period

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C share (Gl)<br />A Chinese stock market sha re owned only by state-owned enterprises. It is denominated and payable in either Chinese or foreign currency.
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<strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise.

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<strong>PLUS Loan for Graduate and Professional Students</strong> – Effective July 1, 2006, PLUS loans may be offered to graduate and professional students. According to CommonLine file specifications, the loan type to be used for Grad PLUS Loans is GB.

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blue-collar worker (J2)<br />US expression for a person engaged in manual employment; usually contrasted with a WHITE-COLLAR worker. DE-INDUSTRIAL!ZATION and the increasing education of the labour force has reduced the number of these workers and, also, labour union membership.

bunch map (C1)<br />A set of lines from the origin of a graph with each line measuring a coefficient between two variables. These maps have been used to check for the presence of MULTICOLLINEARITIES in data. Germany's CENTRAL BANK which replaced the Reichsbank in 1957. Its principal duty has been to safeguard the value of the currency by regulating the quantities of money in circulation and of credit in the economy. Although expected to support the government's general economic policy, it is independent of instructions from the government. The bank's president chairs fortnightly meetings of the Bank Council on which bank directors and presidents from the federal states sit; the council fixes interest rates and credit policy. Also, the Bundesbank decides on the size of the note issue, is custodian of the nation's gold and foreign currency reserves and is in charge of official dealings in foreign exchange markets. The Bundesbank's contribution to low German inflation in the past has been praised, but critics have accused the bank of setting money market interest rates which were too high on several occasions, risking recession in the economy.<br /> <br /><em>Reference</em><br />Frowen, S.F. and Pringle, R. (eds) (1998) Inside the Bundesbank, New York: St Martin's Press; London: Macmillan.
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pure profit (D3)<br />Profit earned from the sale of a good or service after the full OPPORTUNITY msr of employing all FACTORS OF PRODUCTION, including NORMAL PROFIT for the ENTREPRENEUR, is subtracted from sales revenue.

<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.
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<strong>Bursar, or Business Office</strong> – The institutional office that is responsible for the billing and collection of school charges.

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<strong>LOA</strong> – Leave of Absence, an approved break in enrollment, not including a regularly scheduled semester break or spring break, that is requested by the student and approved by the school. The student' s request must be in writing and must include the reason for the leave. An LOA cannot exceed 180 days in any 12-month period.
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<strong>Late conversion</strong> – The scheduling of a FFEL Program borrower' s first payment due date beyond the normal regulatory time limits.
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employment contract (J2, J3)<br />The terms on which a person is hired by a firm. Williamson distinguishes four types: recurrent spot contracting (by which an employee is hired from day to day); contingency claims contracting (being hired depends upon the occurrence of an event, e.g. ball-boys are needed at Wimbledon on a fine day); authoritative contracting (a master-slave contract, a modem example might be military conscription); and INTERNAL LABOUR MARKET contracting (a flexible form of hiring to the senior posts of an organization determined by managerial rules).<br /><em>See also:</em> implicit contract theory; invisible handshake <br /><em>Reference</em><br />Williamson, O.E., Wachter, M.L. and Harris, J.E. (1975) 'Understanding the employment relation: the analysis of idiosyncratic exchange', Bell Journal of Economics 6: 250-78.

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<strong>HT</strong> – Half Time, an enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time.
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