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<strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File).

<strong>Ross Scholarship</strong> – Marguerite Ross Barnett Memorial Scholarship Program, a scholarship program established for Missouri students who are employed a minimum of 20 hours a week while enrolled in 6 to 11 credit hours. The MDHE administers this scholarship program.
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<strong>NASSGAP</strong> – National Association of State Student Grant and Aid Programs.

<strong>CBHE</strong> – Coordinating Board for Higher Education, the governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.

<strong>The Source</strong> – MDHE' s Guide to grants, scholarships, loans and more-Outlines all of the state student financial assistance programs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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<strong>Due diligence</strong> – The collection procedures required to attempt to satisfactorily resolve a delinquency and prevent a default in accordance with federal regulations.

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economic agent (DO, MO)<br />A person or firm with the power to make decisions about output, investment, prices, etc.

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adjustment speed (DO)<br />The time it takes a price to adjust to EXCESS DEMAND or EXCESS SUPPLY in a particular market. This is crucial to the study of money wage rates, product prices, interest rates and nominal exchange rates.

automatic stabilizer (E3, H3)<br />A built-in feature of tax structures and public expenditure programmes. It reduces fluctuations in an economy, making it respond more easily to shocks. Prominent examples of stabilizers include PROGRESSIVE TAXES (which prevent post-tax income rising at the same rate as pre-tax income) and unemployment insurance (which prevents personal income from falling below a predefined 'floor'). The GOLD STANDARD was a major type of automatic stabilizer. All these stabilizers have the characteristic of preventing the rise or fall of national income, and consequently employment, being as great as it would be in the absence of a government with an ACTIVE FISCAL POLICY. It is the experience of most countries that as these financed by borrowing and the liquidation of assets.

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with a lack of opportunity for, or restricted access to, paid employment.<br /><em>See also:</em> labour force
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loan stock (G1)<br />A stock exchange security with a fixed rate of interest and, usually, prior entitlement to payment out of any available earnings.<br /><em>See also:</em> debenture

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market adjustment (DO)<br />The changes in prices and quantities arising from changes in demand and supply of a market.

multiple unit auction (DO)<br />A sale of identical units of a good in which the buyers can bid for only one, or less than the total number. There is no reserve price or minimum bid.

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