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<strong>Default Fee</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non– federal sources (such as a lender or servicer). Also referred to as DFee and/or FDF.

<strong>Assignment of a loan</strong> – Any change in the ownership of a loan.
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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.
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<strong>Reinstatement (of borrower Title IV eligibility)</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.

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<strong>PRCN</strong> – Program Review Control Number.
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<strong>Limitation</strong> – The continuation of a school' s eligibility to participate in the guarantor' s programs, subject to compliance with special conditions or restrictions established by the U.S. Department of Education or by the guarantor.

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When getting a Secured Personal Loan, its important to study the financial documents before signing the contract. Does anyone one know the recent changes made in Secured loans interest rates in US and the changes in documents? I am sure if you read the fine print a mortgage security has been raised.

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Eurobond market (Gl)<br />An international market, founded in the early 1960s, as a PRIMARY and SECONDARY MARKET in BEARER BONDS issued OUtside the country of that particular currency. The anonymity of this market has attracted investors who wish to remain discreet about their holdings. Previously able to avoid any regulation, it is now under the ASSOCIATION OF INTERNATIONAL BOND DEALERS in the UK. It has become a leading world securities market.

<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.

Bergson social welfare function (D6) The welfare of a community in a given time period expressed as a function of the amounts of consumer goods produced, the amounts of labour and non-labour factor inputs and the production unit for which the work is performed. BERGSON, in his approach, intended to challenge the view that a community's welfare is the sum of individuals' welfare.<br /> <br /><em>Reference</em><br />Bergson, A. (1938) 'A reformulation of certain aspects of welfare economics', Quarterly Journal of Economics 52: 310-34.
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<strong>Auxiliary Loans to Assist Students (ALAS)</strong> – This federal student loan program was available from 1981 to 1986; in 1986 it was re-named the Parent Loans for Undergraduate Students (PLUS) program.

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current operating profit (M2)<br />The current value of output sold over a period, less the current cost of related inputs.

<strong>E-sign</strong> – Process of electronically “signing” a FFEL Program loan application, FAFSA, or other student aid document by providing information in an electronic format such as within a web loan delivery product (e.g., the MDHE-ASA product, MODEL Direct).
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Mundeii-Fieming model (E1)<br />An open economy model extending the IS-LM model on which an FF curve is imposed to show that the economy is in equilibrium when there are equilibria in its money and goods markets and its imports equal its exports. The TERMS oF TRADE affect the positions of both the IS and FF curves.<br /><em>See also:</em> IS-LM curves <br /><em>Reference</em><br />Mundell, R.A. (1968) International Economics, New York: Macmillan.
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capital re-switching (D2)<br />A return to more CAPITAL-INTENSIVE methods of production because a technique has become more profitable through an increase in the marginal product of capital or a fall in the rate of interest.<br /><em>See also:</em> Cambridge controversies

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<strong>Mapping Your Future (MYF) Online Stafford Exit Counseling Leaflet</strong> – A guide to completing student loan exit counseling online through Mapping Your Future, This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml
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<strong>EFC</strong> – Expected Family Contribution, the amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.
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