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<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.
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Japanese auction (DO)<br />An ENGLISH AUCf iON that does not accept any new bidders after the bidding starts. The bidders must indicate whether they want to continue to bid, or drop out.
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banking (G2)<br />Money changing originally; after the Church permitted the charging of interest, primarily money lending. Banks began producing money by issuing banknotes and then expanded credit by creating bank deposits, which became the major part of the broadly defined money supply. The power to create credit made banks key institutions in modem economies, influencing the level of economic activity.<br /> In the twentieth century banks increased in size through mergers and joint operations (e.g. in the UK through mergers in the 1920s and 1960s, and in the USA through the growth of bank holding companies), through internationalization of their operations and by an extension of the range of their services. In a sense, every major commercial bank of today aims to be a financial conglomerate supplying every form of credit, financial advice and service.<br /><em>See also:</em> branch banking; domestic banking system; fractional reserve banking; free banking; investment banking; Islamic banking; laser banking; merchant bank; offshore banking; unit banking; usury<br /><em>Reference</em><br />Lewis, M.K. and Davis, K.T. (1987) Domestic and International Banking, Deddington: Philip Allan.
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