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Patinkin, Don, 1922-97 (B3)<br />A major Israeli monetary economist and interpreter of KEYNES who was born in Chicago where he attended and taught at the University of Chicago. Since 1949 he was a lecturer and (from 1956) professor at the Eliezer Kaplan School of Economics and Social Sciences, Hebrew University of Jerusalem. From 1969, he was Director of Research at the Maurice Falk Institute for Economic Research in IsraeL In Money, Interest and Prices (1956) he applied Hicksian general EQUILIBRIUM analysis to Keynesian macroeconomics, brilliantly integrating the real and monetary economies by treating money as a commodity which renders services. However, in his other numerous writings he had sharp words of criticism for central elements of Keynes's General Theory, particularly the notion of 'INVOLUNTARY UNEMPLOYMENT' and the absence of a supply function in Keynes's macro modeL
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<strong>SAY</strong> – Scheduled Academic Year. The fixed period, as published in a school' s printed materials, that generally begins and ends at the same time each year. The SAY is the period to which the statutory definition of an academic year must be applied and must meet the statutory requirements of an academic year as defined by the U.S. Department of Education.

<strong>MDHE e-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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<strong>Package</strong> – Schools award, or “package,” student aid for each year for students. Once the aid is packaged, schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded for year. (Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.)
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<strong>FFEL Program</strong> – The Federal Family Education Loan Program loans that were authorized by Title IV, Part B, of the Higher Education Act of 1965, as amended. FFEL Program loans are funded by private lenders and are guaranteed by state agencies or other non-profit organizations. FFEL Program loans include Federal Stafford (subsidized and unsubsidized), Federal PLUS (for parents or for graduate/professional students), and Federal Consolidation Loans.

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<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.

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<strong>NATTS</strong> – National Association of Trade and Technical Schools.
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reputation capital (M2)<br />An intangible asset of a firm created by the making of implicit promises, e.g. to maintain a particular level of product quality or to give its workers permanent employment. A firm gains from not making such promises explicit in the terms of its contracts: it can abandon its undertakings in extreme circumstances and keep employees from monitoring its assurances.<br /><em>See also:</em> goodwill; intangible wealth <br /><em>Reference</em><br />MaCaulay, S. (1963) 'Non-contractual relations in business', American Sociolo gical Review 28: 55-69.
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<strong>Treasury Offset</strong> – The withholding of a borrower' s federal Treasury payments, such as federal tax refunds, veteran' s benefits, and social security benefits, to repay a defaulted student loan.
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marginal propensity to consume (E2) The change in consumption resulting from increasing income by one unit. For example, if all the additional income is consumed, the marginal propensity to consume (MPC) is 1; if only one-half, the MPC is 0.5. This measure is essential in CONSUMPTION FUNCTION and MULTIPLIER analysis. Consumer research shows that MPCs are usually lower for higher income groups.

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<strong>Write-off</strong> – A loan amount for which there has been a total cessation of collection activity.

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<strong>RSMo</strong> – Revised Statutes of Missouri, the document authorizing the Missouri state student aid programs and designating the MDHE as the administrative body for the FFELP and the state aid programs. The revised statutes are available on the General Assembly' s website at www.moga.mo.gov/statutesearch/, and the MDHE may be found in Chapter 173.

<strong>DCL</strong> – Dear Colleague Letter, a communication from the U.S. Department of Education that explains, clarifies, or provides guidance regarding federal regulations and statutes.
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<strong>PIN</strong> – Personal Identification Number.

<strong>MOREnet</strong> – Missouri Research and Education Network. Provides networking capabilities and internet access for colleges and universities, elementary and secondary schools, state agencies, libraries, and community networks.
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