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<strong>Grade level</strong> – A student' s academic class level, as certified by a school official. Undergraduate students are assigned a level of 01 (freshman) through 05 (5th year senior). Graduate students are assigned a level A (first year graduate) through D (fourth year and beyond).
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Old Age, Survivors, Disability and Health Insurance (13)<br />The largest social insurance programme in the USA established by the Social Security Act 1935. It covers over 90 per cent of retired US citizens, although eligibility is based on age, not retired status. Employers, employees and self-employed persons finance it on a 'pay-as-you-go' principle through payroll taxes. The benefits granted are a percentage of average earnings, over the period when a person could expect to have been in employment covered by the scheme. Since the Revenue Act 1942, it has been US federal policy to encourage the expansion of private pension plans.<br /><em>See also:</em> payroll tax; Social Security Act 1935
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