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<strong>Alternative loan</strong> – A non federal student loan, also referred to as “private loan.” Alternative loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities. The loan type code used in CommonLine to identify an alternative loan is AL.
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risk lover (DO)<br />A person who will gamble even when a mathematical calculation shows the odds are unfavourable. Risk lovers will accept a lower expected income in the hope of obtaining a greater capital gain.

piecework system (J3)<br />A wage system that rewards workers according to the number of pieces/units of a product they produce. This is the alternative to remunerating workers according to the time a worker contracts to offer an employer. Piecework was introduced to relate work to productivity. However, it has often been criticized for causing unstable earnings and causing stress to workers who overexert themselves.

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