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average propensity to consume (E2)<br /> The ratio of a consumer's total consumption to his or her total income. For lowincome groups the average propensity to consume is unity, or close to unity, as there is no surplus over expenditure available for saving. As income rises and basic consumer goods have been purchased, this propensity declines; also it varies over the life cycle (see LIFE-CYCLE HYPOTHESIS). If a graph of the CONSUMPTION FUNCTION passes through the origin, the average propensity to consume (C/Y) equals the MARGINAL PROPENSITYTOCONSUME ( C/ Y) at all levels of income and is unity; a consumption function with a constant slope has the same MARGINAL PROPENSITY TO CONSUME at all income levels.
<strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield.
Sherman Act 1890 (L4)<br />The founding statute of the US federal ANTITRUST legislation. This Act prohibits 'all contracts, combinations and conspiracies in restraint of trade' (section 1) and monopolization in interstate and foreign trade (section 2). The Act was followed by further federal legislation and similar statutes for individual states.<br /><em>See also:</em> antitrust; Celler-Kefauver Antimerger Act; Clayton Act; Federal Trade Commission Act; Robinson-Patman Act <br /><em>Reference</em><br />Bork, R.H. (1978) The Antitrust Paradox, New York: Basic Books.
<strong>Response File</strong> – The CommonLine file type used to return responses to application send files and change transaction send files. A response file contains a snapshot of the processor' s database after processing an application for guarantee or after posting a change transaction. A response file generally contains “R records” but may also contain “M records,” if desired.
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