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sales tax (H2)<br />A tax on a good or a service at the point of sale. Some of these taxes are levied on specific goods, as is the case with excise duties; others are related to general categories of expenditure, e.g. the VALUE-ADDED TAX.<br /><em>See also:</em> expenditure tax
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<strong>National Council of Higher Education Loan Programs (NCHELP)</strong> – The FFEL Program national association for guarantors, secondary markets, collection agencies, and other organizations. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at www.nchelp.org.

Keynes's General Theory (EO)<br />The General Theory of Employment, Interest and Money, first published in 1936, is often regarded as the most influential economics book to have been written in the twentieth century. It begins with an attack on the postulates of CLASSICAL ECONOMics and an assertion of the principle of EFFECTlVE DEMAND, lists definitions and ideas, and then discusses the propensity to consume, the inducement to invest, money wages and prices before an epilogue relating the General Theory to the TRADE CYCLE, MERCANTILISM and future SOcial philosophy. Keynes accepted the summary of the General Theory made by Harrod in a letter of 30 August 1935: 'Your view, as I understand it is broadly this: - Volume of investment determined by marginal efficiency of capital schedule and the rate of interest. Rate of interest determined by the liquidity preference schedule and the quantity of money. Volume of employment determined by the
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<strong>OELA</strong> – Office of English Language Acquisition, a division of the U.S. Department of Education devoted to promoting high quality education for English Language Learners (ELLs). The OELA administers Title III of the No Child Left Behind Act of 2001.
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<strong>EDE</strong> – Electronic Data Exchange, a federal system for institutions to electronically transmit, receive, and correct application data, package student awards, and transmit Federal Pell Grant and direct loan information.

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<strong>GO</strong> – Guarantee Only, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GO” process flow, the school submits loan application information to the guarantor, which then guarantees the loan and takes no further action. It is assumed that either the school or the lender will obtain a signed MPN from the borrower either via paper or an electronic method.
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<strong>Anticipated disbursement date</strong> – The date loan funds are expected to be issued to the school or escrow agent. A school establishes the anticipated disbursement date(s) for a loan at the time of certification.

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<strong>Missouri College Guarantee PLUS Program</strong> – A scholarship program based on financial need, academic achievement, and participation in the federal TRIO Programs. This scholarship program was administered by the MDHE through the 2006-07 academic year and was replaced by Access Missouri August 28, 2007.

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<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.

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Keynes effect (E3)<br />The indirect effect on the demand for commodities resulting from a change in the general price leveL This price level will affect the price of bonds and hence interest rates, the level of net investment and so the demand for commodities. A shift in the LM curve shows that this effect is in operation.<br /><em>Reference</em><br />Ackley, G. (1951) 'The wealth-saving relationship', Journal of Political Economy 59: 154-61.
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<strong>Marguerite Ross Barnett Memorial Scholarship Program</strong> – A scholarship program established for Missouri students who are employed at least 20 hours a week while enrolled in 6 to 11 credit hours. The MDHE administers this scholarship program. More information is available at: http://www.dhe.mo.gov/rossbarnett.shtml.

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<strong>Less than half time (LTH)</strong> – An enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.

<strong>Multiple disbursements</strong> – Disbursement of FFEL Program loans in two or more installments of approximately equal increments.
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active fiscal policy (H3, H5)<br />Frequently used discretionary fiscal policy. Using this, a government makes many changes in its spending and taxation, instead of relying on automatic stabilizers, to achieve a desired level of aggregate demand.
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<strong>FAT</strong> – Financial Aid Transcript, an official record of federal financial aid a student has received at schools the student previously attended.
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differential theory of rent (D3)<br />The theory of ANDERSON, RICARDO and others which asserted that the rent on land subject to DIMINISHING RETURNS arose from differences in fertility or location with no rent being paid on the least fertile or most distant land. As the margin of cultivation is extended, the total amount of rent paid increases.

<strong>Plain Language Disclosure statement</strong> – Document providing FFEL Program terms and other information in “plain language” (instead of jargon).
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<strong>Deficit Reduction Act of 2005</strong> – Legislation signed into law by President Bush in February of 2006. The portion of the legislation impacting student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures, is referred to as the Higher Education Reconciliation Act (HERA) of 2005.

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