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<strong>Notice of Loan Approval (NOLA)</strong> – A paper copy of the MDHE' s loan guarantee statement which schools may receive if profiled for this service.

<strong>SAY</strong> – Scheduled Academic Year. The fixed period, as published in a school' s printed materials, that generally begins and ends at the same time each year. The SAY is the period to which the statutory definition of an academic year must be applied and must meet the statutory requirements of an academic year as defined by the U.S. Department of Education.

central bank independence (E5)<br />The conduct of MONETARY POLICY by a CENTRAL BANK, independent of governmental control through its Treasury. This has long been true of the USA with its FEDERAL RESERVE SYSTEM, and of the UK since 1997.<br /><em>See also:</em> Monetary Policy Committee

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<strong>WIA</strong> – Workforce Investment Act, a student financial aid program administered by the Missouri Department of Economic Development, formerly known as the Job Training and Partnership Act (JTPA).
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<strong>FISAP</strong> – Fiscal Operations Report and Application to Participate in the federal campus-based aid programs. Information about the FISAP, instructions, and the actual form may be found at: http://www.cbfisap.ed.gov/CBSWebApp/welcome.jsp.
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abortive benefits (H2)<br />Social benefits which fail to achieve their purpose. There is no net increase in a recipient's income as the benefits are outweighed by income taxation. Proposals for a NEGATIVE rNCOME TAX, which would merge benefits and taxation into a single system, attempt to ensure that benefits raise net mcome.

<strong>MASFAP</strong> – Missouri Association of Student Financial Aid Personnel. May be found on the world wide web at www.masfap.org.

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<strong>Endorser</strong> – A signer of a promissory note who is secondarily liable for a loan obligation. A lender may require a PLUS applicant with adverse credit history to obtain a creditworthy endorser in order to receive the loan.
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22120466 2009 年 06 月 26 日 14:43 Reading (loading. ..) Comments (3) Category: Personal Diary
Jun 24,la gear originals, 2009


up until noon, flushing Capitol, Golden Shopping Centre Mala Tang
see eating dumplings sold, and excited a packed supper
who go back to when know back to a place to live unwrap a look at what is xiao long bao
this, obviously a small bun. That thick skin is not thick, thin not thin
did not expect an authentic Chinese food around the underground mall dare blatantly lie to me ..
a Chinese snack next count, in addition to Mala Tang, also have pulled noodles, meat clip film,la gear footwear, Liang Pi, cooking, etc. If you live in flushing addition
cheap rent, the food problem is completely solved the

spots Aventure had a mind to flushing of chinatown is 7 line to sit in the end,
sleepy in the car I suddenly heard someone say last stop,la gear on sale, quickly get off the station and saw the results
did not know, next to the policeman had to help two police
Standing next to the chat, one black and one Chinese
I asked in broken English but I'm going to chinatown to the inexplicable living that long this
so clean and cool the sun wearing the revolver of the mighty Chinese in the police uniform waist eager to take me out back
also brush stop me his card,la gear, I actually bought a 7-day unlimited subway tickets, and more brush does not matter
ask me about do not speak Chinese,la gears sneakers, ah,la gear sale, Early said that, ah ..
btw, to speak Chinese in New York and found many places, forgot how to speak English quickly the
asked me where to live, I was already badly
said something tachycardia I just wanted to play the pinch themselves
.. finished the first day, summed up that ######## dumplings 麻辣烫 + + policeman

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government bond (E5, G1)<br />A long-term stock market security issued by a central, state or local government which is either irredeemable or to be repaid after a stated number of years.<br /><em>See also:</em> gilts

<strong>Variable rate</strong> – An interest rate that varies over time and generally has a specified maximum (cap). Prior to July 1, 2006, interest rates on FFEL Program loans were variable with an 8.25% cap. (Beginning July 1, 2006, interest rates are now fixed rates, with the maximum established at 6.8% for Stafford Loans and 8.5% for FFEL Program PLUS Loans.)

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boom of the 1830s and 1840s, the third, based on steel, machine tools and motor vehicles, which came to an end in the 1970s and the fourth, which is now taking place, based on electronics and biology. A disruptive feature of the fourth is the use of robots to replace workers in manufacturing, creating unpredictable and undesired employment effects.<br /><em>See also:</em> Kondratieff cycle; take-off <br /><em>Reference</em><br />Deane, P. (1979) The First Industrial Revolution, 2nd edn, Cambridge: Cambridge University Press.<br /> Rostow, WW (1971) The Stages of Economic Growth: A non-communist manifesto, Cambridge: Cambridge University Press.

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logistic cycle (E3, NO)<br />A cycle in economic activity of 150-300 years' duration which, when plotted as a graph of industrial production against time, approximates to the statistical logistic curve of an expansion phase followed by a stagnation phase. The first cycle was from 1100 to 1450, the second from 1450 to 1750 and the third has not been completed.<br /><em>See also:</em> Kondratieff cycle; long wave <br /><em>Reference</em><br />Cameron, R. (1973) 'The logistics of European economic growth: a note on historical periodization', Journal of European Economic History 2: 145-58.

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<strong>Statutory interest rate</strong> – The maximum annual interest rate under the Higher Education Act of 1965, as amended, that a lender may charge on a FFEL Program loan.
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<strong>CAM</strong> – Common Account Maintenance, the FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.

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Lindahl equilibrium (H4)<br />A set of 'Lindahl prices' such that at those prices everyone demands the same level of each PUBLIC GOOD. These prices are individuals' shares of the tax burden. This equilibrium is the equivalent of a competitive equilibrium for an economy with public goods. When in equilibrium, the tax rate for an individual will equal his or her marginal utility from that public good. All markets for private goods are perfectly competitive and the government provides public goods. PARETO OPTIMALITY is achieved by an appropriate redistribution of income.<br /><em>Reference</em><br />Milleron, J.C. (1972) 'Theory of value with public goods: a survey article', Journal of Economic Theory 5: 419-77.

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<strong>Independent student</strong> – A student who meets one or more of the federal criteria to be classified as independent for aid awarding purposes. Criteria under section 480(d) of the HEA include: • Age 24 by December 31 of the academic year • Graduate or professional student • Married student • Student with legal dependents • Veteran • Orphan or ward of the court

<strong>Recognized equivalent of a high school diploma</strong> – A recognized equivalent of a high school diploma may be a GED certificate, the academic transcript of a student who has successfully completed a 2-year program of study acceptable toward a bachelor' s degree, or has obtained other state certifications/requirements.

<strong>Loan maintenance</strong> – Term used to describe change transactions, such as disbursement cancels, disbursement date changes, etc.
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