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Old 08-04-2011, 01:19 PM   #1
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Old 08-04-2011, 11:59 AM   #2
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overnight money (E4)<br />Short loans of one to three days' duration by banks to the money market. In London this is the major source of finance of the DlSCOUNf HOUSES.

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TION POLICY was extended to cover the provision of services as well as goods. The present changes were forced on the London Stock Exchange when, to avoid investigation under the restrictive trade practices legislation, it agreed in 1983 to abolish minimum commissions within three years. The abolition of UK EXCHANGE CONTROLS in 1979 made internationalization of the London market inevitable. The first stage of these changes was on 1 March 1986 when financial institutions such as banks and insurance companies were allowed to acquire holdings in firms of stockbrokers and stockjobbers. In the USA the equivalent set of changes took place on 1 May 1975 and the consequences of those were the formation of many new financial conglomerates.<br /> Three years of preparation enabled London to adjust quickly to the new regime. The high volume of trading in the early months made it easier for firms to adjust to lower commissions and to cope with the huge costs of setting up new dealing systems. Instead of the old practice of charging clients on the basis of price plus commission, the majority of deals are quoted at prices net of commission. The next step will be to use the London system to enable brokers throughout the world to quote prices to each other. In the period 1986 - 9, the volume of stocks traded in London fell by a third and the number of jobs fell by 35,000, but much of this decline was the consequence of the BLACK MONDAY stock market crash.<br /><em>See also:</em> Mayday <br /><em>Reference</em><br />Thomas, WA. (1986) The Big Bang, Deddington: Philip Allan.<br /> - (1989) The Securities Market, London: Philip Allan.

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Old 08-04-2011, 02:12 PM   #3
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<strong>Excel</strong> – A Microsoft spreadsheet software package. Reports available within MODEL Direct may be exported in a Microsoft Excel format.
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<strong>Rescheduling a disbursement</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. Within CommonLine 4 files, this transaction is referred to as a disbursement date change and is located within the @1-09 record.

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Old 08-04-2011, 09:27 PM   #4
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Old 08-04-2011, 09:50 PM   #5
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Old 08-05-2011, 12:49 AM   #6
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<strong>NDSL</strong> – National Direct Student Loan, renamed the Federal Perkins Loan Program in 1992. (Note: this is NOT the same program as the William D. Ford Direct Loan Program, or FDLP.)
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primary labour market (J4)<br />That part of a national labour market consisting of large firms whose workers have good pay, job security and training.<br /><em>See also:</em> dual labour market; internal labour market; secondary labour market

credit crunch (E5)<br />A shortage of bank loans and other forms of credit which brings about the curtailment of a business's activities or even its collapse. Credit can be limited by its price, by the type of borrower or by the state of the lender's balance sheet relative to the criteria used by a regulatory body (this often happened in the USA under REGULATION Q). The crunch comes under regulation because the lenders cannot use their own funds.<br /><em>Reference</em><br />Wojnilower, A.M. (1980) 'The central role of credit crunches as recent financial history', Brookings Papers on Economic Activity 2: 277-326.

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Old 08-05-2011, 04:26 AM   #7
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Old 08-05-2011, 03:41 AM   #8
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screening (J2, J3)<br />An explanation of the higher pay of more educated workers used as an alternative to HUMAN CAPITAL theory. It is asserted that firms choose graduates on the basis of their qualifications as these indicate natural abilities and training potential rather than particular skills. Also applied to the Study of UNEMPLOYMENT.
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scissors diagram (D4)<br />The standard diagram of a market showing normal demand and supply curves intersecting at an EQUILIBRIUM. MARSHALL suggested this analogy.

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Old 08-07-2011, 10:19 AM   #9
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<strong>Electronic Funds Transfer (EFT)</strong> – The transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.
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<strong>Be A Smart Borrower Expansion Portfolio</strong> – A resource for students taking loans. It helps keep the borrower' s important information collected and organized. Contact the MDHE default prevention department for more information: marilyn.landrum@dhe.mo.gov or (573) 522-6285.

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Old 08-07-2011, 12:29 PM   #10
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Caribbean Basin Initiative (FO)<br />An arrangement agreed in 1984 to give exports of countries of the Caribbean region tariff-free access to the USA.

debenture (G1)<br />A company or corporation security, usually taking the form of a fixed interest
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latent entrepreneurship (M1)<br />The unfulfilled desire to set up one's own business.
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yield gap (GO)<br />The YIELD on equities minus the yield on bonds. Inflation after 1959 depressed the capital values of bonds, raising their yields in both the UK and the USA: this created a reverse yield that has fluctuated between about 1 per cent and 9 per cent.

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