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Old 08-03-2011, 10:20 AM   #161
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zonal pricing (D4, Q4)<br />The aggregation of NODAL PRICES to produce the same prices over part of a system such as electricity transmission.

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<strong>HACU</strong> – Hispanic Association of Colleges and Universities.

hire purchase (G2)<br />The hiring of a good, especially a coNsuMER DURABLE, by a customer who, on the completion of paying instalments equal to the full price of the good plus interest, owns it.
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Old 08-03-2011, 10:47 AM   #162
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<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.
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of Money, Chicago: University of Chicago Press.<br /> - (1957) A Theory of the Consumption Function: A Study by the National Bureau of Economic Research, New York, Princeton, NJ: Princeton University Press.<br /> - (1982) Capitalism and Freedom, Chicago and London: University of Chicago Press.<br /> Friedman, M. and Schwartz, A.E (1963)<br />Monetary History of the United States, 1867-1960, Princeton, NJ: Princeton University Press.<br /> - (1982) Monetary Trends in the United States and the United Kingdom: Their Relation to Income, Prices and Interest Rates 1867-1975, Chicago: University of Chicago Press.<br /> Thygessen, N. (1975) 'The scientific contributions of Milton Friedman', Scandinavian Journal of Economics 79: 56-98.
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<strong>Package</strong> – Schools award, or “package,” student aid for each year for students. Once the aid is packaged, schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded for year. (Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.)

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Old 08-03-2011, 11:15 AM   #163
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<strong>Lender</strong> – A lender in the FFEL Program may be a national or state chartered bank, a mutual savings bank, a credit union, an insurance company, or other entity that provides the actual student loan funds to schools and borrowers.
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Bank Charter Act 1844 (E5, N2)<br />UK statute which was the last major nineteenth-century attempt to regulate the UK banking system by the creation of new rules for the operation of the Bank of England, particularly through control of the note issue. The Bank was divided into an Issue Department responsible for the note issue and a Banking Department engaged in other bank activities. The Bank's note issue was limited to a 'fiduciary issue' of ?14 million (backed by government securities) and the remainder was backed by gold which rose and fell in amount according to international transactions. The Act also regulated the seventy-two country banks which had rights of note issue: not until 1921 did the Bank have a monopoly of note issue in England and Wales (Scotland retained its separate banking system with a number of banks having the power to issue banknotes after the Act of Union in 1707). The rigidity of the Act necessitated its suspension during several trade depressions. However, it did represent a triumph for the thinking of the CURRENCY SCHOOL.
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selection bias (C1)<br />A deviation from the random selection method of sampling. Although selections which depart from the random method of selection fail to provide an accurate description of the population sampled, models of self-selection have often been used in economics, e.g. to study occupational choice, the returns to training and the returns to schooling.<br /><em>Reference</em><br />Roy, A.D. (1951) 'Some thoughts on the distribution of earnings', 0xford Economic Papers, New Series 3: 135-46.

<strong>FY</strong> – Fiscal Year, an annual budgetary period. A fiscal year may defined as a calendar year or other period, such as a State Fiscal Year (July 1-June 30) or Federal Fiscal Year (October 1– September 30).

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Old 08-03-2011, 11:39 AM   #164
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<strong>NACUBO</strong> – National Association of College and University Business Officers.
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<strong>SLAP</strong> – St. Louis area group of financial aid professionals.
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indecomposability (PO)<br />The interrelatedness of an economic system such that the product of each industry is used as an INTERMEDIATE GOOD of at least one more industry. If every industry, including itself, uses it as an intermediate product, then there is perfect indecomposability.<br /><em>See also:</em> input-output analysis
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Old 08-03-2011, 12:02 PM   #165
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<strong>Ability to benefit</strong> – Basis on which a student without a high school diploma or GED may qualify for federal student aid. To demonstrate the ability to benefit from a program of study, a student must take a test that is approved by the U.S. Department of Education.
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nomics, London: Weidenfeld & Nicolson.<br /> - (1984) Reality and Rhetoric: Studies in the Economics of Development, London: Weidenfeld & Nicolson; Cambridge, MA: Harvard University Press.
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Old 08-03-2011, 12:28 PM   #166
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<strong>NSLDS</strong> – National Student Loan Data System, a database comprised of information from guarantors, schools, lenders, and the U.S. Department of Education that contains data on Title IV student financial aid received by students. Title IV aid participants, such as schools, lenders, and guarantors, are required to provide data to the NSLDS.

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Old 08-03-2011, 12:54 PM   #167
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<strong>COOL</strong> – College Opportunities OnLine, a college locator tool offered online by the U.S. Department of Education' s National Center for Education Statistics. The site is located at the following url: http://www.nces.ed.gov/ipeds/cool/.

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<strong>ACE</strong> – American Council on Education.
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<strong>Nelnet</strong> – A for-profit FFEL Program secondary market and servicer that originates, disburses, services, and purchases FFEL Program loans.
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Old 08-03-2011, 01:18 PM   #168
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heterogeneous agent model (03)<br />Used by scHUMPETER in his account of innovation. Individual decision rules influence each other.

<strong>Special allowance</strong> – A percentage of the daily average unpaid principal balance paid to a lender by the U.S. Department of Education on eligible FFEL Program loans. Special allowance is only paid when the regulatory maximum student loan interest rate is below market rates.
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Old 08-03-2011, 01:43 PM   #169
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Economic and Social Council (FO) United Nations council elected by the General Assembly of the UN to co-ordinate its economic and social work. Its commission's remit includes population, human rights, the status of women, drugs and regional problems. It has fifty-four members.
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<strong>Refund</strong> – The difference between the amount the student paid toward school charges and the amount the school can retain under a refund policy. The federally mandated calculation is referred to as R2T4. (See also Return of Title IV funds.) Within CommonLine file specifications, refunds are requested by submitting the CTSF @1-11 transaction.

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<strong>Higher Education Reconciliation Act (HERA) of 2005</strong> – The portion of the Deficit Reduction Act of 2005 specifically addressing student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures.

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Old 08-03-2011, 02:07 PM   #170
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access-space trade-off model (R1)<br />In URBAN ECONOMICS this theory sought to demonstrate that a household's choice of location and amount of land depends on the trade-off between cheaper rent and a longer trip to work.<br /><em>Reference</em><br />Alonso, W (1964) Location and Land Use: toward a general theory of land rent, Cambridge, MA: Harvard University Press.
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<strong>State aid</strong> – Financial aid programs funded by the state of Missouri. The MDHE administers several state aid programs.
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