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basic needs budget (I3)<br />A method of calculating POVERTY rates which assumes that families with limited incomes survive by consuming inferior goods. The cost of this bundle of goods can rise at a different rate from the basket used to calculate a price index.<br /><em>See also:</em> subsistence
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<strong>Automated Transfer of Money (ATOM)</strong> – The MDHE' s free disbursing service.

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<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.

Cambridge controversies (D3, EO) Disputes between economists in Cambridge, England (ROBlNSON and KALDoR), and Cambridge, Massach usetts ( soww and SAMUELSON), about the nature of CAPITAL. In particular, the English contestants attacked the neoclassical assumptions of their transa tlantic opponents by questioning the existence of the aggregate PRODUCTION FUNCTION. Also, they debated the theory of profits and capital, the determination of savings and the interest rate, aggregate capital and the re-switching of techniques.<br /> <br /><em>Reference</em><br />Blaug, M. (1975) The Cambridge Revolution: Success or Failure?, rev. edn, London: Institute of Economic Affairs.<br /> Harcourt, G.C. (1972) Some Cambridge Controversies in the Theory of Capital, Cambridge: Cambridge University Press.

<strong>Free Application for Federal Student Aid (FAFSA)</strong> – The form the student must complete to apply for federal Title IV financial assistance. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.
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Where did Tiffany Engagement you come with Tiffany Diamond Rings Tiffany Blue? I mean were Tiffany Wedding Rings you in a store or something. Goto Tiffany Wedding Staples or Office Depot Tiffany Diamonds or Kinkos but some store that Tiffany Diamond prints alot and they should have your Tiffany Silver color hopefully or at eally close.

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<strong>Estimated Financial Assistance/Aid (EFA)</strong> – A school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.
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Lerner effect (E2)<br />An upward shift in the CONSUMPTION FUNCTION caused by an increase in the level of money or public debt claims, leading to a FULL-EMPWYMENT equilibrium JeveJ of public debt.<br /> <br /><em>Reference</em><br />Lerner, A.P (1948) 'The burden of the national debt', in Income, Employment and Public Policy- Essays in Honour of AlvinH Ransen, NewYork:WWNorton.

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Confederation of British Industry (LO) The major representative body for private and public sector firms of UK industry. The CBI was created in 1965 as a result of the merging together of the Federation of British Industries (founded in 1916), the British Employers' Federation and the National Association of British Manufacturers.
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emission reductions banking (Q2)<br />An environmental control policy allowing a source of pollution which reduces its emissions more than legally required to ' bank' the right to pollute more in the future. Thus over a period of time the flow of emissions is on average at the legal limit.
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international monetary system (F3)<br />The financial arrangements between sovereign states in force at a particular time. These consist largely of agreements for the fixing of exchange rates and the settlement of debts, particularly balance of payments deficits. Countries have a choice between market mechanisms under FLOATING EXCHANGE RATES or an order managed by an international body. The most famous international monetary systems have been the GOLD STANDARD, BRETTON WOODS and the EUROPEAN MONETARY SYSTEM.<br /> <br /><em>Reference</em><br />Solmon, R. (1977) The International Monetary System, 1945-76: An Insider's View, New York and London: Harper & Row.<br /> Tew, B. (1982) The Evolution of the International Monetary System, 1945 to 1981, London: Hutchinson.
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<strong>Standard repayment schedule</strong> – A repayment schedule under which the borrower pays the same amount for each installment payment throughout the entire repayment period OR pays an amount that is adjusted to reflect annual changes in a variable-rate loan.
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Canal Age (N7)<br />The period 1757-1830 in UK history when a network of 4,250 miles (6,800 km) of navigable rivers and canals was created to transport agricultural produce and the manufactures of the Industrial Revolution. It was succeeded by a railway age.

<strong>Template</strong> – Feature within MODEL Direct allowing a school to establish common values, such as loan period dates, that can be applied to multiple loans being certified.
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