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International Bank for Economic Cooperation (P3)<br />A COMECON organization founded in 1964 to help the non-capitalist world in a way similar to the woRLD BANK's financing of the development of other countries.
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Arrow-Debreu model (D5)<br />An economic theory concerned with establishing the existence of an equilibrium for an integrated model of production, exchange and consumption. The two theorems produced by the authors were that (1) a competitive equilibrium exists if every individual has initially some positive quantity of every commodity available for sale and (2) there are individuals capable of supplying a positive amount of at least one type of labour with positive usefulness in the production of desired commodities.<br /><em>See also:</em> general equilibrium <br /><em>Reference</em><br />Arrow, K.J. and Debreu, G. (1954) 'The existence of an equilibrium for a competitive economy', Econometrica 22: 265-90.

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homoscedasticity (C1)<br />The property of a UNEAR REGRESSION model which has disturbances with constant VARIANCE.<br /><em>See also:</em> heteroscedasticity
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overhead costs (DO)<br />1 FIXED coSTs to pay for administration of an organization.<br /> 2 Costs that do not vary with the level of output.

<strong>Marguerite Ross Barnett Memorial Scholarship Program</strong> – A scholarship program established for Missouri students who are employed at least 20 hours a week while enrolled in 6 to 11 credit hours. The MDHE administers this scholarship program. More information is available at: http://www.dhe.mo.gov/rossbarnett.shtml.
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product life cycle (D2)<br />The life cycle of a product from when it is an innovation, often protected by PATENTS and hence earning monopoly profits for its producer, through the stage when it is competing with substitutes to its final stage of maturity when its profitability is for the most part due to the ECONOMICS OF scALE arising from a large output. This has been used to explain trade patterns and the behaviour of MULTINATIONAL CORPORAT!ONS.<br /><em>Reference</em><br />Vernon, R. (1971) Sovereignty at Bay, ch.<br /> 2, Harmondsworth: Penguin.

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<strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.

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final good (DO)<br />A good directly used by its ultimate COnsumer, unlike an INTERMEDIATE GOOD. The distinction between final and intermediate goods is crucial to the construction of an INPUT-OUTPUT table.

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<strong>Code of Federal Regulations (CFR)</strong> – The regulations from the U.S. Department of Education relating to the federal student aid programs are codified in Volume 34. Part 668 governs the student assistance general provisions. Part 682 regulates the FFEL Program.

<strong>PRCN</strong> – Program Review Control Number.
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<strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs.
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<strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs.

<strong>Loan maintenance</strong> – Term used to describe change transactions, such as disbursement cancels, disbursement date changes, etc.

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<strong>Less than half time (LTH)</strong> – An enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.
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<strong>Term-based school</strong> – A school that uses standard academic terms, such as quarters, trimesters, or semesters.
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and increasing competJtJon from other banks have forced them to diversify into new markets, including the international syndicated loan market.
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contemporaneous externality (D6, QO) An economic activity affecting another type of production in the same time period, e.g. bee-keeping helps fruit farming.<br /><em>See also:</em> sequential externality contestable markets thesis (Ll)<br />BAUMoL's view that competition can be maintained by the state ensuring that an industry's barriers to entry are kept low. Under such circumstances, free entry and exit will maintain the market in a competitive state. This thesis is compatible with recent UK COMPETITION POLICY.<br /><em>Reference</em><br />Baumol, W.J., Panzar, L.C. and Willig, R.D. (1982) Contestable Markets and the Theory of Industry Structure, New York: Harcourt Brace Jovanovich.
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Lachmann, Ludwig, 1906-90 (B3) Educated at the University of Berlin. He fled in 1933 from Germany to work at the London School of Economics where contact with HAYEK allowed him to develop his economics in the tradition of the AUSTRIAN scHooL; in 1948 he became professor of economics and economic history at Witwatersrand University, South Africa, where he taught a wide range of economics and encouraged the study of major economics texts. In his Capital and Its Structure (1956) he viewed capital as being in a ceaseless state of mutation. His work on knowledge and expectations anticipated SHACKLE.

<strong>Realtime</strong> – A system requirement that a program respond within a small amount of time, typically mili- or microseconds. In jargon, refers to doing something while someone is waiting or watching. The MDHE' s web loan delivery product, MODEL Direct, is a realtime product providing data directly from the MDHE' s FFEL Program database. Change transactions are also sent and posted realtime via MODEL Direct. The MDHE' s FAMOUS system is also a realtime product for administering the state grant and scholarship programs.

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