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<strong>ESC</strong> – Electronic Standards Committee, a committee sponsored by NCHELP through which CommonLine and other electronic file formats and methods are determined.
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<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)

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constant capital (D2, E2)<br />The MARXIAN term for raw materials and machinery. This form of capital transfers only its own value, originally created by labour, to the finished product.<br /><em>See also:</em> organic composition of capital; variable capital

MFA distorts the pattern of world trade as it impedes the expansion of low-cost producers. The MFA's effects have been to raise the cost of clothing and the profits of domestic producers in developed countries. It has curbed the exports of developing countries but has encouraged a shift to higher quality products amongst the established Third World producers. In the URUGUAY ROUND it was agreed to phase out MFA quotas over ten years.<br /> <br /><em>Reference</em><br />Choi, Y.-R., Chung, H.S. and Marian, N. (1985) The Multi-Fibre Arrangement in Theory and Practice, London: Pinter.
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<strong>Need</strong> – The student' s COA less the EFC, which is used to determine a student' s eligibility for most of the federal student aid programs as well as some state and institutional aid programs. For the Missouri Gallagher Grant, need is defined as the COA less the EFC less estimated Pell eligibility.

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Pozycjonowanie strony internetowej to zabieg majacy na celu wypromowanie witryny na jak najwyzsze miejsce w wynikach wyszukiwania. pozycjonowanie stron Oferujemy Panstwu skuteczne pozycjonowanie stron internetowych w wyszukiwarce Google.

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<strong>MDHE Digest</strong> – The Missouri Department of Higher Education' s monthly electronic newsletter. To sign up for this publication, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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money income (DO, M4)<br />Receipts expressed in money at the prices current when that income was paid; 'nominal income'.<br /><em>See also:</em> real income

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corn model (E2)<br />RICARDo's simple model of an economy with one commodity, com, which is both the single input and single output of that country. Com provides subsistence for workers who produce an annual output of com. Thus a single commodity is both the intermediate and final product.<br /><em>See also:</em> Sraffa

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<strong>Excel</strong> – A Microsoft spreadsheet software package. Reports available within MODEL Direct may be exported in a Microsoft Excel format.

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<strong>Estimated need cutoff</strong> – The estimated need amount that students must demonstrate to qualify for the Gallagher and College Guarantee programs. The MDHE estimates the need cutoff each spring; the actual need cutoff is determined immediately prior to setting spending authority in FAMOUS.
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<strong>Financial Aid Director (FAD)</strong> – A staff member at an eligible school who heads the financial aid office.
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<strong>Half Time (HT)</strong> – An enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time. For the Marguerite Ross Barnett scholarship, half-time enrollment is defined as 6-11 credit hours.
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<strong>T-bill</strong> – A note or bill issued by the U.S. Treasury as legal tender for all debts. The T-bill is used to calculate variable interest rates for federal student loans made prior to July 1, 2006, and to determine special allowance rates.

<strong>Quality Assurance (QA)</strong> – Any program in business designed to help an office or procedure obtain optimal results. In systems, QA is generally used to describe systems testing prior to releasing new or enhanced software.
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public utility (L2, L3)<br />An industry or enterprise providing basic services to the public, such as energy, water,
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gross domestic product (EO)<br />The total output of goods and services produced within a given country in a particular time period. It is equal to the sum of the VALUE ADDED by each industry, net of all inputs, including imported INTERMEDIATE GOODS: this is equal to the FACTOR INCOMES of all persons engaged in domestic production. Gross domestic product together with net property income from abroad constitute gross national product.<br /><em>See also:</em> national income
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<strong>Campus-Based Aid</strong> – Campus-based aid programs include Federal Work Study (FWS), the Federal Perkins Loan Program, and the Federal Supplemental Educational Opportunity Grant (FSEOG).

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<strong>PCA</strong> – Preclaims assistance, activities that guarantors were required to perform to help borrowers bring a delinquent loan account current. PCA was replaced by DAA in recent years; see “DAA” and “DAAR” for related information.
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<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.

<strong>PLUS Loan for Graduate and Professional Students</strong> – Effective July 1, 2006, PLUS loans may be offered to graduate and professional students. According to CommonLine file specifications, the loan type to be used for Grad PLUS Loans is GB.
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<strong>Program review</strong> – A comprehensive review of a lender, school, or servicer participating in the FFEL Programs. The review may be conducted by the U.S. Department of Education or by a guarantor to ensure compliance with federal regulations and with policies and procedures.
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elasticity of a factor of production (DO) The proportionate change in output caused by a proportionate increase in the input of one factor of production, holding the other factors constant.

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Edge Act Corporation (G2, Ml)<br />A type of US financial corporation m existence since 1919 which can receive deposits from foreign governments and other non-US residents and from US citizens whose deposits are transmitted abroad. It can also hold foreign securities and engage in foreign exchange activities. These corporations can be either banking corporations mainly concerned with accepting deposits or corporations principally involved in investing in foreign nonbanking firms. The advantages of being a corporation of this kind are that they can operate across state boundaries, in the case of international transactions, and that their investments can be wider than those of FEDERAL RESERVE member banks, e.g. in foreign finance.<br /><em>See also:</em> McFadden Branch Banking Act

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<strong>Rescheduling a disbursement</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. Within CommonLine 4 files, this transaction is referred to as a disbursement date change and is located within the @1-09 record.
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interest rate smoothing (E5)<br />Small changes in interest rates in the same direction, either up or down, carried out by a CENTRAL BANK often by using OPEN MARKET OPERATIONS. This attempt to stabilize output and control inflation has often been criticized for making too modest a response to macroeconomic changes.

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outsider wage setting (J3)<br />The fixing of wages by the forces of an EXTERNAL LABOUR MARKET rather than by the personnel and labour policies of a particular firm.<br /><em>See also:</em> insider wage setting
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<strong>CTSF</strong> – Change Transaction Send File, the CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).

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