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Engel coefficient (D2)<br />Expenditure on food, beverages and tobacco as a proportion of final private consumption expenditure.

Bordo, M. (1991) Financial Crises, Aldershot: Edward Elgar.<br /> Galbraith, J.K. (1955) The Great Crash, Boston, MA: Houghton Millin. Kindleberger, C.P. (1978) Manias, Panics and Crashes, London: Macmillan; New York: Basic Books.<br /> Kindleberger, C.P. and Laffargne, J.P. (eds) (1982) Financial Crises: Theory, History and Policy, Cambridge: Cambridge University Press.

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<strong>Federal Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.
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of affecting the value of a stock market security.

categorical grant (H2)<br />A grant from a central or federal government to a lower level of government to be spent on only a particular category of expenditure. Such grants can be based on a formula (e.g. reflecting the size and age distribution of the population) or on a project (e.g. introducing a new educational curriculum). They usually require matching funds by state or local government.
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<strong>IFAP</strong> – Information for Financial Aid Professionals, an electronic library (www.ifap.ed.gov) provided by the U.S. Department of Education which includes publications and regulations for the federal student aid programs.
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limited company (L2)<br />A firm owned by shareholders whose liability is limited to the amount of capital subscribed. Since the mid-nineteenth century this has been a powerful means of financing large firms. The extent to which this form of organization is used varies from country to country. In Germany, for example, as it is viewed with suspicion, very few companies are limited liability and public. The development of SECONDARY MARKETS in unlisted securities has encouraged the movement to limited liability.<br /><em>See also:</em> joint stock company; Unlisted Securities Market
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North American Free Trade Area (F1)<br />An extension of the US-Canada Free

<strong>LTH</strong> – Less than half time, an enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.
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leading indicators (E3)<br />A series of economic statlsttcs that changes prior to a change in the REFERENCE CYCLE of an ECONOMY. The principal leading indicators are the index for the construction industry, the index for industrial materials prices, new orders for industrial durable goods, profits, business failures and common stock prices.<br /><em>See also:</em> economic indicators; lagging indicator leads and tags (F4)<br />The advancing (leading) of payments and the delaying (lagging) of receipts, particularly in international trade. If the view is taken that a country's currency is about to depreciate, or to be devalued, then traders of that country, in order to protect themselves against losses, will pay earlier for imports and will delay converting export receipts into the depreciating currency. It has been argued that in the past DEVALUATIONS of currencies were precipitated by a change in the timing of payments, e.g. the devaluation of the pound sterling in 1967.

<strong>FAD</strong> – Financial Aid Director, a staff member at an eligible school who heads the financial aid office.

<strong>Higher Education Act of 1965 (HEA)</strong> – The Act which created the federal student aid programs.
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kappa (G1)<br />The ratio of the change in the price of an OPTION to a 1 per cent change in the expected price volatility.
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demography (Jl)<br />The study of the size and composition of human populations, particularly their births, deaths and migration. Both historical recording and projections of future populations are calculated to provide the basis for economic and social planning.<br /><em>See also:</em> population census; Malthus; Petty <br /><em>Reference</em><br />Pressat, R. (1972) Demographic Analysis. Methods, Results, Applications, London: Edward Arnold; Chicago: Aldine Atherton.
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networking economy (PO)<br />An ECON OMY consisting of many small specialist firms, or NETWORKERS, linked together by an information system, a POSTINDUSTRIAL SOCIETY.
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<strong>PJ</strong> – Professional Judgment, the flexibility given to a financial aid administrator to make adjustments to student eligibility for federal Title IV aid and for Missouri student aid on a case- by-case basis.
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<strong>Reauthorization</strong> – The legislative process, generally carried out every five years for the Higher Education Act, whereby Congress reviews and either renews, terminates, or amends existing programs.

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Reprinted from 1103997768 at 08:40 on September 13 2010 read (loading. ..) Comments (0) Category: Personal Diary
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