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mixed bundling (M3)<br />The sale of two or more goods or services either jointly in a package deal or separately.<br /><em>See also:</em> bundling; pure bundling

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fractal Brownian motion (C6)<br />A mathematical model used to generate random numbers, originally noticed by Robert Brown in 1827 when studying botanical processes. 'Fractal' means that it is independent of scale. It has been used to analyse optimal production processes and the movement of share prices.
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<strong>ACD</strong> – Anticipated Completion Date, the date a student expects to complete the program of study. May also be referred to as the Expected Graduation Date (EGD) or the Anticipated Graduation Date (AGD).

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<strong>EFA</strong> – Estimated Financial Assistance (or Aid), a school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.

New Right (B2)<br />Political and economic thinkers who came to prominence in the 1980s in the USA and Western Europe through advocating LIBERTARIAN ECONOMICS. Their proposals include a minimal role for the state, little government intervention in the running of national economies, a market approach to production and distribution and PRIVATIZATION.<br /><em>See also:</em> economic devolution; laissezfaire References Thompson, G. (1990) The Political Economy of the New Right, London: Pinter.

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sociological utility theory (D1)<br />This states that utilities are systematically interdependent as wants are formed by observing the consumption of other individuals.<br /><em>Reference</em><br />Duesenberry, J.S. (1949) Income, Saving and the Theory of Consumer Behavior, Cambridge, MA: Harvard University Press.
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petrocurrency (E4)<br />A currency whose value is influenced by the large part oil plays in that country's balance of payments.
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<strong>Statutory interest rate</strong> – The maximum annual interest rate under the Higher Education Act of 1965, as amended, that a lender may charge on a FFEL Program loan.
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dual-decision hypothesis (E6)<br />Clower's reinterpretation of KEYNEs's unemployment equilibrium by distinguishing 'notional' demand, the demand of households at prices reflecting a FULL- EMPLOYMENT equilibrium from 'effective' demand, the demand of households whose actual incomes have fallen through unemployment. Adjustment to unemployment equilibrium takes place through incomes and not through relative prices. This hypothesis recognizes that in a market system a household cannot buy and sell what it pleases if there is excess supply in the economy, and attempts to reconcile WALRAS'S LAW with KEYNEs's General Theory.<br /><em>Reference</em><br />Clower, R.W (ed.) (1969) Monetary Theory, ch. 19, Harmondsworth: Penguin.
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<strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs.
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Lucas supply function (E1)<br />This states that output is the function of growth in technical progress, population, output in the previous period and errors in expectations of the price level:
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<strong>DAAR</strong> – Default Aversion Assistance Request, the request sent by the lender to the MDHE to request DAA when a borrower is more than 60 days delinquent.
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<strong>SMTP</strong> – Simple Mail Transfer Protocol, a syntax for text messages sent from one computer to another using email.

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<strong>BBAY</strong> – Borrower-based academic year, an academic year which deviates from the standard definition and is often used by technical or vocational schools or within non-traditional programs of study. A BBAY is individualized for each borrower and generally covers a period of time during which the borrower completes at least a certain number of credit hours.
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<strong>Financial aid package</strong> – The total amount of financial aid that a school awards a student for any given aid year. Also referred to as “financial aid award.”
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maximum likelihood estimator (C1) The value of a sample statistic which minimizes the squares of the differences between a regression line and actual data.<br /><em>See also:</em> least squares method
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<strong>Subscription reports</strong> – Standard production reports available from the MDHE and within MODEL Direct. Subscription reports may be received daily, weekly, or monthly. To subscribe to one of these reports or to change the frequency, select the Manage Subscriptions option within MODEL Direct' s Manage Reports menu.
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