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<strong>Web loan delivery product</strong> – An online system that allows schools, borrowers, and/or lenders to inquire on loans or borrowers, submit change transactions, manage files, and guarantee new loans via the internet. The MDHE' s product is called MODEL Direct.

<strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited.

social welfare (HO)<br />The economic well-being of a society as a whole, often measured by the total volume of goods and services becoming available to it over a given period, i.e. real income. An appropriate measure of welfare is disputable as NATIONAL INCOME accounting does not cover all cooos and BADS of an economy and total income measure ignores income distribution. As changes in social welfare are used to judge the efficacy of economic policies, a variety of tests have been used to see whether there has been an unambiguous increase in welfare. The stark PARETO approach has been challenged and replaced by other approaches, notably by scnovsKY and Rawls, to deal with the problem of the extent to which losers' reduction in welfare is more than compensated for by gainers' increase, after redistribution of real income. Much of WELFARE ECONOMICS is concerned with this difficult problem which, as Little has shown, reflects the valueloaded nature of many welfare discussions.<br /><em>See also:</em> measure of economic welfare; Rawlsian difference principle<br /><em>Reference</em><br />Little, LM.D. (1957) Critique of Welfare Economics, 2nd edn, Oxford: Oxford University Press.

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<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.

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As you know you might many credit setbacks, it is advisable to meticulously appreciate the options with you - bad credit car loans, straightforward auto car financing, or perhaps even using the web loaners. Could possibly have just adopted a reply originally from a wonderful auto loan organisation of how your tool is usually gone down. As reported by the borrowing policeman, one's own loan suggestion is dropped through your bad credit tradition along with competitive credit make. Check credit unions. It's advisable consider the actual credit unions when considering promising car loan a loan services. Credit unions may make a dramatically reduced charge than what ad credit institution corporations feature even for future prospects with the help of bad credit human history. You are likely to say thanks to you to me immediately after bad credit auto loan rates subsequently, after employing it. Whererrrs my refund predatory car local stores. Various car seller contain auto financing discount rates want an individual situation - doing deals also building sales income. You could be delivered an exquisite agreement as well as simple approved no matter your bad credit but once most people registered anything, you are usually informed which you just could not qualify for the modest percentage as your credit find.

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<strong>Guarantor (or guaranty agency)</strong> – A state or private nonprofit organization that has an agreement with the U.S. Secretary of Education to administer the FFEL Program. The MDHE is Missouri' s state-designated guaranty agency.

<strong>Professional Judgment (PJ)</strong> – The flexibility given to a financial aid administrator to make adjustments to student eligibility for federal Title IV aid and for Missouri state aid on a case-by- case basis.
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<strong>Enrolled</strong> – The status of a student who has been admitted to an educational program or has completed an institution' s registration requirements.
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<strong>Fixed rate</strong> – An interest rate that is fixed at the time the loan is obtained (as opposed to a variable rate, which may change at specific times or based on specific indicators). As of July 1, 2006, interest rates on FFEL Program loans are fixed, replacing the variable rate loans that existed prior to that date.
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<strong>Write-off</strong> – A loan amount for which there has been a total cessation of collection activity.
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<strong>Financial Aid Management System (FAMS)</strong> – Software used by the school to administer all aspects and types of financial aid. FAMS products include Datatel' s product Colleague, PeopleSoft, SCT' s product Banner, the College Board' s product PowerFAIDS, and many others.
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<strong>SFY</strong> – State Fiscal Year, a period from July 1 through June 30 of the following calendar year for the state of Missouri.

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been very costly as overproduction has led to at least 60 per cent of the agricultural budget being spent on disposing of surpluses. Temporary bans on production and the giving of surpluses to charities are used from time to time. Mansholt in Agriculture 1980 (published 1968) set out a ten-year plan for restructuring European agriculture, including the retiring of farmers and the concentration of agricultural production into larger and more efficient units. The plan achieved little as it met with national resistance, especially for threatening the existence of small family farms. This policy has reduced European Community imports from the rest of the world and insulated community domestic prices for agricultural produce from world price fluctuations, destabilizing the prices and incomes of the farmers of other countries. Within the European Community, the policy has redistributed income from consumers and taxpayers to producers and discriminated against industry. In countries such as the UK, higher food costs have met with much criticism; in developing countries, many farmers have gone out of business through being excluded by so large a market as the European Community. The URUGUAY ROUND of the GENERAL AGREEMENT ON TARIFFS AND TRADE negotiations attempted to reduce the protectionism of the CAP.

mature economy (NO, 03)<br />A stagnant advanced economy; an economy
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intermediate good (DO)<br />A good used in the production of another, e.g. steel used in electrical goods industries. Intermediate goods can be identified by an INPUT OUTPUT ANALYSIS.<br /><em>See also:</em> final good

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ïðîèñõîæäåíèå ôàìèëèè ïàíüøèí , íî÷åâêà ôàìèëèÿ èñòîðèÿ âîðîíåæñêàÿ ãóáåðíèÿ , ïðîèñõîæäåíèå ôàìèëèè ãâîçäåâ , çíà÷åíèå èìåíè êàìèëëà , òàéíà èìåíè þëÿ , , ,

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'news' (GO)<br />Information about fundamental macroeconomic variables, e.g. unanticipated movements in interest rates, NATIONAL INCOME or a BALANCE OF PAYMENTS current account which causes unanticipated changes in exchange rates.<br /> <br /><em>Reference</em><br />Frenkel, L.A. (1981) 'Flexible exchange rates, prices and the role of 'news'. Lessons from the 1970s', Journal of Political Economy 89: 665-705.

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<strong>ACG</strong> – Academic Competitiveness Grant, a new federal grant available as of July 1, 2006. Eligibility for this grant is based on high school academic performance as well as financial need. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.

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<strong>Borrower-based academic year (BBAY)</strong> – An academic year that deviates from the standard definition and is often used by technical or vocational schools or within non-traditional programs of study. A BBAY is individualized for each borrower and generally covers a period of time during which the borrower completes at least a certain number of credit hours.

<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.
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mean deviation (C1)<br />The sum of the differences between the numbers of a set and the ARITHMETIC MEAN of the set, divided by the number of numbers in that set, e.g. for the set 3, 4, 5, 6, 7 whose arithmetic mean is 5, the mean deviation is [(3 - 5) + (4 - 5) + (5 - 5) + (6 - 5) + (7 - 5)] divided by 5, i.e.<br /> 1.2, ignoring signs after the differences have been calculated.
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Nikkeiren (J5)<br />Japanese Federation of Employers' Associations.<br /><em>See also:</em> shunto Nobel Prize for Economics (B3)<br />The 'Nobel Memorial Prize in Economic Sciences' awarded to distinguished economists and econometricians since 1969. Prominent in the list of prize winners are persons from the USA, France, Scandinavia, the USSR and the UK: <br />1969 Ragnar Frisch; Jan Tinbergen<br />1970 Paul Samuelson<br />1971 Simon Kuznets<br />1972 Kenneth Arrow; John Hicks<br />1973 Wassily Leontief<br />1974 Friedrich von Hayek; Gunnar Myrdal<br />1975 Leonid Kantorovich; Tjalling<br />C. Koopmans<br />1976 Milton Friedman<br />1977 James Meade; Bertil Ohlin<br />1978 Herbert Simon<br />1979 W. Arthur Lewis; Theodore Schultz<br />1980 Lawrence Klein<br />1981 James Tobin<br />1982 George Stigler<br />1983 Gerard Debreu<br />1984 Richard Stone<br />1985 Franco Modigliani<br />1986 James M. Buchanan<br />1987 Robert M. Solow<br />1988 Maurice Allais<br />1989 Trygve Haavelmo<br />1990 Harry Markovitz; Merton Miller; William Sharpe<br />1991 Ronald H. Coase<br />1992 Gary S. Becker<br />1993 Robert W. Fogel; Douglass C. North<br />1994 John Harsanyi; John F. Nash; Reinhard Selten<br />1995 Robert Lucas<br />1996 James A. Mirrlees; William Vickrey<br />1997 Robert C. Merton; Myron S. Scholes<br />1998 Amartya Sen<br />1999 Robert A. Mundell<br />2000 James J. Heckman; DanielL. McFadden<br />2001 George A. Akerlof; Andrew M. Spence; Joseph E. Stiglitz<br /><br /><em>Reference</em><br />Breit, W and Spencer, R.W (1986) Lives of the Laureates, Cambridge, MA, and London: MIT Press.<br /> Lindbeck, A. (1985) 'The prize in economic science in memory of Alfred Nobel', Journal of Economic Literature 23 (March): 37-56.

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