old-age insurance:
generally must pay at least 15 years, to when they retire to a pension for life, so be sure to want to take the pension of people in their 15 years before retirement to start to pay. If the retirement age pension age of 15 years to pay it until you retire, when the State will keep your personal account for 8% of the pension back to you all. That unit to pay you 21% go? State to units of 21% you pay all the money to the national pension contrive in the pond fund. State regulations, your money back when only returned to the individual's own withholding money to pay the money for his units all endow to the country. How the retirement pension is calculated when out. The algorithm is quite intricate pension, citizen base of each year to pay once: If you are 30 years old, your new base pay is 3,000 yuan, while the retirement age of 55 years if it is, then you must be in your 40 years old before starting to pay old-age insurance, while 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the pension first, and second, if you pay after 25 years to pay the 3000 block fee base has become 6000, when 55 years old you can get the premier month 6000 × 20% = 1200 block of the elementary pension, which is to your country, in addition to your personal account on the money in the 25 also accumulated a lot of years, the average base pay good look, (3000 +6000) ÷ 2 = 4500, then you this personal account of 25 years, there should be 4500 × 8% (you pay the personal pension ratio) × 25 years × 12 months = 108,000 dollars, in addition to other prior to 1200 a month you can get the 108000 ÷ 120 = 900 blocks, the age of 55 a month so you can get at least 1200 +900 = 2100 yuan of pension,
Mens Air Max 24-7 Black/Red Nike Shoes, of lesson, the base of each country are still to mushroom, this year in addition to your 900, you get monthly after retirement more money than 1200, of course, that your pension So pile up old-age insurance to pay the better pay, the more you pay after you retire to enjoy the more, and the state each year after you adjust the base money will get scale up Now take 1500 years after the 1000 distribution is likely. However, no matter where you pay social security fees, etc. When you retire you can enjoy the back seat of your account local retirement benefits, so tall in the base where the base pay social security but the lower back where the retirement pension to enjoy people would be a huge loss. Why? If you are young in Nanjing, to pay social security for 20 years and then retired, but if your account in Heilongjiang, Heilongjiang then you must return to a pension. If you pay in Nanjing 20 years The average base is 3000, and when you retire until 1000 in Heilongjiang's contribution base, then you can only enjoy when they retire the treatment of 1000! This is a detriment of! words, if you pay social security but in the rich places to retire go back to the poor location to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 could only enjoy 1000! This is a disgustful thing, but no direction is this policy of the State,
Mens Air Max 90 Black/White Insole Nike Shoes Yantai the largest since a 57-yea, so all current accounts place in the low base in Beijing or Shanghai, but the base pay social security work in places with high consideration, and you both pay social security in the western, or to the accounts before retirement and migrated to Beijing or Shanghai,
Mens Air Max 24-7 Grey/Black Nike Shoes, or else you're doing one of life pen huge wastage in this handle. Perhaps you will mention that if a place in the low base pay, when they retire back to the base of a high place to enjoy high welfare. Wrong! You meditation the labor security department will let you casually enjoy it? General this case the Government would find causative to nay you instantly to transfer! That time you miss s wisdom: can not enjoy in Heilongjiang, in the Nanjing also can not enjoy! But some places like the position has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, and then allows you to enjoy the pension back to Nanjing. this policy are not the same everywhere estimates, there are people who intend to turn you'd better go to the local labor bureau to find out the problem, so your retirement occurs when an unexpected accident!
smooth monthly health insurance you pay is 9%, your monthly pay of about 2% and 10 dollars for serious co-ordination, co-ordination just seriously ill patient, and that 11 % in the nation every month to melodrama with your health care account for 2% of your own, according to 1369 yuan per month if your minimum base pay social security, then the 1369 × 2% = 27.38 yuan. Is the national monthly call your own money, this money can be amassed at direct honor card to buy medicine or out-patient services, and the remaining 9% of the citizen worker to take it to the medical aid funds in the. As a rule, if you start from January 2008 to pay medical insurance, then starting from the February 2008 credit card you can buy medication, or out-patient services, starting from July 2008 the cost of your hospital can be reimbursed for. If you August 1, 2008 in the hospital, lived in Nanjing,
Mens Air Max 2009 Red/White/Black Nike Shoes, the best three hospitals, health care during hospitalization are accustom within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5,000, then when the reimbursement net 1000 First medical center, which is starting price, the remaining 4000 medical center may be reimbursed 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, plus 1,000 yuan before Pricing starts, you cost 5000 to pay 1560 yuan for himself at all times can be, and this 1560 yuan also discounted from your health insurance card (if you routinely do not use that card), so in fact you can not spend many money hospital . Health insurance for our youth people much more important than the old-age insurance, hospital medic, once and for all, it is also valuable, and this is the significance for social insurance. However, the provisions of Nanjing medical insurance must pay at least 25 years to enjoy life in retirement, so if you retire at old 55, then not later than the old of 30 must begin to pay health insurance.
injury insurance
used less, if you need to be cautioned that when at work or the time to work out what had happened, the hazard on the lingua franca of the. However, in train, many people pay no attention to the conservation of testify out of distress, they can not enjoy the work injury insurance lead, which is a magnificent compassion. If you arrive when they were hit by a car, it should be up agitate, let the police to investigate the records and photographs collected certify after the police finished processing the accident will give you a Certificate of Authenticity and the like, you can take this to requests for injury was reported. If you have distress to let people look in witnesses and does not flee everything less than the bell, the case of no evidence that the general will not be approved as work-related injuries. There is a problem of injury time, if you July 2008 1 sunrise the injury, you must instantly reporting units, the police issued identification evidence and the accident book and your work-related injuries after a medical history to see the doctor or hospital to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2008 forcible material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may Identification is not up. If you do not give you identification of units that can hold your own center identification materials to nail the best and do not exceed one month, otherwise a lot of difficulty a lot of trouble.
maternity insurance,
Nanjing from June 1, 2008 since the implementation of fashionable policies. First, mushroom the proportion of claims; the second is when the cards must present a marriage certificate and Medicare card and other related documents, entire of the cost of the cards from the opening to the end of your birth a baby, the hospital stable with the medical heart in real time, private commitment to growth only Insurance costs are not assured. As to how the payout of maternity benefits may still be necessitated for units to come amenable, you can discuss the characteristic department of labor security. To discern the age policy, because it is in July, before the New Deal the cards provided in June is still by the old policy implementation, some comrades may also need to understand. For instance, if you are a matron, a monthly salary of 1,000 yuan, January 1, 2008 start to maternity insurance, whereby the pedestal is 1369, and you productive in March 2008, the end of December 2008 gave birth to a child, 2009 January discharged after hospital you absence to Sign the marriage certificate (not the reimbursement of an unmarried mama) + child certificate (generally not reimbursed Health 2 tires) + size diagram + checkpoints and hospital construction and operation costs of entire invoices + + hospital expel summary list of all matters submitted to these companies, they can check if you are pregnant take a 500 block, children's hospital + action while it took 2000, in general, health insurance companies can essentially within the provisions of all your demands, demands to give you the money afterward, including: +2000 500 inspection fee per stop of inpatient surgery +1369 / month × 4 months = 7976, 1369 yuan / month × 4 months, which is specifically for the reimbursement of medical megalopolis girls subsidies. Only girls can be reimbursed to the state girls get the reimbursement of maternity insurance have to be given 4 months when the mean remuneration, so if you have children not only do not pay claims, but likewise can make the wages of 4 months! If you pay the bottom higher than wages, such as the across is to get 1000 1369, then you have earned it. Maternity insurance to pay by fewest a year to enjoy, remember to memorize. There is likewise a problem, boys are also to pay maternity insurance, maternity insurance can enjoy? If you're a lad, your wife did not go or work units did not pay the insurance, and her kid when you pay maternity insurance has more than 1 years, then you can be reimbursed maternity insurance, but before the circumstance, for example, you can only be reimbursed 500 inspection fee +2000 stop half of hospital surgery = 1,250 yuan, 1,369 yuan of subsidies / month × 4 months salary you ambition not enjoy it! This is only reimbursed when girls can enjoy the same cost oh, girls ambition be competent to take the 7976 claims, claims can only take 1,250 males, which is probably infrequent in China, policy. So, ahead the girls the best blueprint to have children almost 1 year before began to detect a unit to pay maternity insurance, you can make it! If you wed my wife and boys, the best time to wed a baby maternity insurance have to pay for a year And the base pay is also higher than the wages of her own girls Oh! However, if it does not matter she is not assured, you can give her maternity insurance reimbursement, but you do not pay subsidies to take 4 months, and the cost of the weekly you equitable could get back half.
unemployment insurance,
to pay to enjoy a full year, the general pay 1 year 2 months to get, pay 2 years get 4 months, but a lifetime to get up to 24 months. Nanjing monthly standard unemployment insurance 601 yuan, 518 yuan minimum standards for urban districts. If you January 1, 2008 began to pay insurance, in January 2009 the company laid off you are, you can permit the company to get you 2 months of unemployment insurance, if you are in the year 1369 base pay of insurance, then you can get at least 2 months more than 1,000 dollars or you January 1, 2008 began to pay insurance, in January 2009 and the company you compact expires, and you do not want to revive the compact, then you can also allow the company to leave the company before you get 2 months of unemployment insurance, but also more than 800 blocks. That compact expires or the company laid off, you can take 2 months a year in accordance with the percentage of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective. But the contract did not expire if you resign yourself go, that even if you pay full 1 year are not entitled to unemployment insurance as long as his resignation, let unattended pay 1 year, that is, 10 years to pay unemployment insurance to resign You can not get a cent.
housing fund,
fund if you pay 300 a month, then the corporation has to your account each month to buffet 300, you buy a house that is 600 out. If you paid a 50,000 whole life, you account is 10 million, and such a agreeable entity we must not reject ah. Fund can be used to buy a house, lend, upkeep know next to nothing ofmething, if you can find their own family land to create a house, the money to build a house that can be paid from the fund in the money if you do not have, when they finally retire for the money looks like all taken out.
for a job when a perfect insurance policy how to do?
five insurance: pension, unemployment work-related injuries, medical care, maternity
one gold: Fund
payment standards: old-age (by 20%, personal 8%)
; birth (units AC)
harm (in commute, individuals do not pay)
; health care (in 10%, 2% * individual base +3)
unemployed individual units of 1.5% 0.5%)
; Fund (the highest this year, no exceeding 12% the before annual does no surpass 10% of the individual units of each half)
1. Pension Insurance is interrupted in the medium disturb does not matter, and finally accumulated years, but the more pay, of course, the more pension Dora. for transfer procedures: transfer of a single play in the old units, new units to continue on the line
2. While the need to disburse unemployment warranty However, there namely not many among us (if you graduated from school, are cadre status, personnel files tin be saved), to shut it does not stuff, we can not get unemployment the unemployment benefits, unless the mania, the cadre status to workers personality, according to the handling of workmen after retirement stipend. unemployment insurance merely in the streets of enrolled jobless to apply for (personnel ashore the streets of the files as the cadres above the identity of workers alternatively units)
for migrate procedures: No apply to the new unit to continue on the line.
3. health insurance is more important,
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each have a book on health insurance, lifetime use, regardless of if the alteration of units, the unit should be a decisive percentage of money monthly into the book, individuals may be retreated . use regardless.
each have a chart on health care, that is, therapeutic book, medical clinics invested more than 2,
Win playing mahjong skills ( Collector's Edition , every bet will win ),000 portions prices can be reimbursed, such as spent 2500, only 50% -70 reimbursement of 500% (hospital differ reimbursement assorted), if the patient was reported to have extra. doctor's period to tell the hospital to open catalogue of health insurance, hospital to dress.
4. provident fund unit to give you money and keep your own money to your fund account, such as the salary of 3,000 yuan, units give you 300, you net 300, so you ought fund account each month, 600 yuan, can only be taken once a year, work to fund centers to take, you need to buy a house or mend house. consigned unit can be self-created or acquired.
for transfer procedures: first in the new units to open accounts, get account number to the old units, so the old units of the elemental account of the money transferred to your new account.
six-year fund center Unit will bring monthly statement for each hired, show your account is immediately money.
In appending, each year around April next year is to modify the pension Unemployment medical base of the time,
June of each year is adjustment of the annual fund of time.
say that now on the mall following a number of non-standard situations
1. numerous units do not emulate my wages to the insurance and provident funds, such as the average wage by Beijing,
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2. Now a lot of artist all the provisions of old-age unemployment and serious illness are parceled or not, on, or all attach, but also in the talent it must file to the. If a human In the talent, we must take individual units of money and make money themselves, with a lot of, is said by the minimum standards have to pay more than a thousand a month, but did not have much money to private accounts, recommended that if relatively young, Fortunately, the body, but temporarily unemployed, not their hand, and later to the unit to a bar.
3. the rich can not on the pension insurance, the poor best, and that wish can be a bit of money pension. Some people say their subsistence was, but the state pension or have vouched, regulated according to economy conditions.
4. Some of the units file is not in the unit, do not give, and it is wrong because the file and the insurance is not interlocked to
5. diplomatic accounts of the same, should give all the insurance and provident funds, and accounts does not matter, since if you go to other cities,
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