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Old 08-05-2011, 05:45 PM   #311
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Old 08-05-2011, 05:49 PM   #312
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Old 08-05-2011, 06:06 PM   #313
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marginal propensity to save (E2)<br />The change in saving resulting from income increasing by one unit. In a simple economy described by the equation national income = consumption + saving, the MARGrNAL PROPENSITY TO CONSUME plus the marginal propensity to save is equal to unity. An economy with a high marginal propensity to save will have little scope for MULTIPLIER expansion of its national income as saving is a withdrawal from the CIRCULAR FLOW of income.
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regional banking pacts (G2)<br />US banking agreements used to overcome the restrictive banking legislation that banned interstate commercial banking to create, in effect, interstate banks. The first pacts were between neighbouring states, e.g. in New England, excluding MONEY CENTRE BANKS.
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Old 08-05-2011, 06:31 PM   #314
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patent (03)<br />An official document conferring exclusive privileges on an invention for a period of years. Patents create a formidable technological barrier to entry, establishing and maintaining MONOPOLY POWER. Si nce patents allow monopoly profits to accrue to their inventors, they are a major private incentive to research and development. Nonpatent-holders can onl y use patented technical knowledge by licence. Although the patent system may encourage inventors, it has been criticized on the grounds that all scientific knowledge should be a free good and that the considerable legal costs of registering and protecting a patent exclude the poor inventor from using the system.<br /><em>See also:</em> invention; product cycle
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export subsidy (F1, H2)<br />A reduction in the cost of exports brought about by a government grant. There can be reductions in the costs of labour, of capital or of export financing, as well as more favourable tax treatment. SMITH referred to such subsidies as 'bounties'.

difficulties for the financing of public expenditure. Many other economies have experienced this phenomenon, e.g. Jamaica with its bauxite industry, Venezuela with its petroleum industry.<br /><em>Reference</em><br />Corden, W.M. and Neary, L.P. (1982) 'Booming sector and de-industrialization in a small open economy', Economic Journal92: 825-48.<br /> Wijnbergen, S. van (1984) 'The Dutch disease: a disease after all?', Economic Journal94: 41-55.
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international comparisons of the cost of living (D6, FO)<br />The cost of purchasing the same representative bundle of goods and services in different countries of the world. Regular surveys are carried out to ascertain the

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Old 08-05-2011, 07:20 PM   #315
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<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.
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annual percentage rate (of interest)<br />(E4, GO)<br />Actual annual cost of borrowing. The Truth in Lending Act (USA, 1968) and the Consumer Credit Act (UK, 1974) have required all lenders to state the true cost of borrowing. This annual rate, expressed as a percentage, is calculated by using the formula APR = 100 ( amount of . t credit selling conditions and other measures less serious than monopolization or cartelization.<br /> where t is the number of years of the loan.

<strong>ELM</strong> – A non-profit mutual benefit company formed and owned by its lender, servicer, and guarantor members. ELM provides software for FFEL Program and private loan processing and CommonLine file exchange.
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Old 08-05-2011, 07:43 PM   #316
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<strong>Origination Fee</strong> – A fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.
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<strong>TRIO</strong> – Special federal programs for students from disadvantaged backgrounds.

Bauer, Peter Thomas, 1915- (B3)<br />A prominent development economist born in Budapest, Hungary, and professor at the London School of Economics 196083. He was created a life peer on retirement. After early field work in Malaysia and West Africa, he progressed to a general study of economic development, emphasizing the superiority of markets as a method of allocation: he has long been a trenchant critic of many forms of economic aid and central economic planning and is therefore opposed to barriers to trade, investment and migration.<br /> <br /><em>Reference</em><br />Bauer, PT. (1948) The Rubber Industry, Cambridge, MA: Harvard University Press.<br /> - (1954) West African Trade, Cambridge: Cambridge University Press.<br /> - (1957) Economic Analysis and Policy in Underdeveloped Countries, Durham, NC: Duke University Press.<br /> - (1971) Dissent on Development Studies and Debates in Development Eco-

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Old 08-05-2011, 08:07 PM   #317
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<strong>MOBIUS</strong> – Missouri Bibliographic Information User system, a consortium of academic libraries. May be found on the world wide web at http://mobius.missouri.edu/.
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contribution standard (D3)<br />A principle of income distribution that asserts that the productivity of different kinds of resources should determine income distribution. This principle is derived from the MARGINAL PRODUCflVITY THEORY of distribution and is criticized on the grounds that it is very difficult to apply as a factor of production's own productivity is often inseparable from others.<br /><em>See also:</em> equality standard
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Old 08-05-2011, 08:33 PM   #318
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European Monetary Co-operation Funds (F3)<br />Part of the EUROPEAN MONETARY SYSTEM that finances imbalances in payments between the countries participating.
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<strong>Recertification</strong> – A process occurring every three years through which institutional eligibility for participation in the MDHE' s state student financial assistance programs is reviewed. Institutions must complete a recertification application to maintain eligibility.

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Schumacher, Ernst Friedrich, 1911-77 (B3)<br />UK economist and prophet who was born in Bonn and educated at Berlin, Bonn, Oxford and Columbia Universities. When he was interned in the UK in 1940-5, he worked first as an agricultural labourer and then at the Oxford Institute of Statistics on the problem of a new INTERNATIONAL MONETARY SYSTEM, which he discussed with KEYNES. He was naturalized British at the end of the war so that he could become a member (1946-50) of the British section of the Control Commission in Germany. From 1950 to 1970 he was economic adviser and subsequently Director of Statistics to the National Coal Board. His increasing interest in Buddhism gave his economics a distinctively ecological character and prompted his appointment as economic adviser to the government of Burma. He was the princi- pal proponent of INTERMEDIATE TECHNOLOGY and of self-help to solve the rural poverty problems of less developed countries. His famous attack on materialism and consumerism was in his immensely popular set of essays Small is Beautiful; as its subtitle A Study of Economics as if People Mattered claimed, there can be an economics based on humanitarian considerations.<br /> <br /><em>Reference</em><br />Schumacher, E. F. (1973) Small is Beautiful: A Study of Economics as if People Mattered, London: Blond & Briggs.<br /> Wood, B. (1984) Alias Papa: A Life of Fritz Schumacher, London: Jonathan Cape.

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Old 08-05-2011, 08:58 PM   #320
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with a short-term balance of payments problem, similar to a COMPENSATORY FINANCIAL FACILITY. The loan has to be repaid over a three- to five-year period.

<strong>SFA</strong> – Student Financial Aid or Assistance.
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Muth-Mills model (R4)<br />A study of the relationship between the differential costs of commuting in an urban area and the differences in house prices. This model is used to explain the internal structure of cities. Lower house prices in the suburbs are sufficient to justify high commuting costs to the central business district.<br /><em>Reference</em><br />Mills, E.S. (1967) 'An aggregative model of resource allocation in a metropolitan area', American Economic Review 57: 197-210.<br /> Muth, R.E (1969) Cities and Housing, Chicago: Chicago University Press.
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