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and 20 annuals of reform and beginning up, China's fast economic evolution take off. But the old system is not entirely changed. Variety of essential industry is still in compel is the go-vern-ment monopoly mechanism in action. Such as: banking, finance, metallurgy, stamina, message, transmission, health care, teaching, and land. China's reform and opening up of these entities were not always appearances of the reform and beginning. But today, the contradictions brought almost by the monopoly is increasingly famous. -
Bear the brunt of that real estate. As China's legal system is not perfect, especially the field of finance and reform, a heap of errors made by the emergence of real estate has been rising. With the increase in real estate and the concentration of foreign population to the cities. Therefore, the current urban personnel is the so-called But this part of the earnings is chiefly secondhand to disburse lease or loan. -
To better understand why the 99% of the white-collar families may go bankrupt, we must first understand why housing prices so high, high where the funds are featuring. -
1: cause prices soared in the first factor: Bank loans under the open competition. -
Housing prices soared in fact, is the cardinal factor because the people in the go-vern-ment for the mistakes of pay. Such as a developer before a bank loan by a 10 million development of a house. If not since he got in trouble because all the banks are a system, you owe the money did not also no opportunity to rotate around. But China's banking reform ashore the basis of a hole open to competition among the banks so the ICBC, the Agricultural Bank of China, Construction Bank and so on all operate independently. It would have been a agreeable thing. But the problem is that these banks are not personal, but the state. Is not difficult to imagine. When a developer from the bank loans 10,000,000 consequences. He only need 500 million to amplify a house, then the price increase, then the development of the price of a house along to his criteria of pledge loaning to 20 million from the Agricultural Bank of China, and then use that 20 million of 10 million development of a sets the price higher mortgage the house to detect 40 million Construction Bank. Is such a crazy lending prototype snowball. -
House Maibu Mai to go out is not important, the key is the price is higher, not lower prices. Anyway, money is not a personal bank, so a little morsel to clear the president attach with different -
Then this outcome is that house prices do not fair climb down! Because they can not fall! Out a bank loan alternatively money to not come back. This is go-vern-ment of the bank, go-vern-ment of money! So in array to plug the funding black cavity is to buy some of the experts, media, public attitude began to madness along assorted means of coercion of public opinion were to buy a house. -
Such as land resources, caustic stress, do not buy a house in the future can only live in the suburbs Yeah like that. Cause people to have to buy a house. In fact, can not live in this metropolis simply can not happen this situation, the city residents is a process of replacement of old and new, to work to live in the city, the elderly live in rural zones like retirement. As long as the population blast will not emerge on white-collar workers do not live in the downtown can not be the case. While the media has built a lot of people buy a house, but only so, prices are still not lofty as it now is outrageous. Then go-vern-ment has made a second mistake. -
2: occasion prices soared in the second error: a mortgage with Chinese characteristics. -
Mortgage could have been a very fashionable system in the West, and very fitting. However, the use of this system to China once a tiny problem. Because for large institutional. All banks are state, not personal. Therefore, the gateway can not control lending fixed. As long as the document makes sense, people will be skillful to honor the money. -
Early relief to the first error caused by money black hole. go-vern-ment system to the presentation of individual mortgage houses. What is also often cited to his wife and the Chinese American matron ** example to people to mortgages. It was absolutely the mortgage, and it is crazy mortgage. And banks at the peak of a little They first set of 80 million house mortgage, your down disbursement and then a 10 million 70 million loan from the bank. Then after the house sale to raise prices to 1.8 million. This time their relatives or to go buy I Met Your Mother, but also with the way the mortgage down payment of 30 million own a further 1.5 million loan from the bank. Then go on. They do not how to do the loan? Love Do not count bank. Anyway, I do at present under contract on the money you can take the house, we owe the two conflicting. -
So turned around, driving up the price of the house several times back to the go-vern-ment back to the bank hands. This explains why a lot of repair to the starting of new flats to be Speculation is not gambling their house will thankful. It took a house to clean up the banks. -
Banks how to do to get this house? Are terrified the price. Had to add some value and then sell. So do not even think about ordinary folk now buy a real house by reasonable prices! Even if you bought instantly from the developer of the hands of the houses might have switched hands several times back in the hands of the banks and developers. To say something is 8,000 / square in the house, there is only 2500 prices, 5500 is thought to bring money black hole production a wrong decision! That means you are limited to the hard working to erase. -
3: The third question: white-collar families when bankruptcy? ? -
Then we learn why the house prices up, again look at the so-called white-collar urban families in China in the essential of bankruptcy. -
First foreign white-collar income is indeed high, but high value. The so-called white-collar workers in China is generally meager quality. Serious interior friction of Chinese enterprises. Everyone scorn, all stubborn. No prodigy foreign companies entered the China market began to exclaim: That some people would say: Loss of large sum of chief banks through the hands of a few of the flow of the market. These people began to make provocative investments in other areas of China. Because they kas long asreal estate is after hours collapse. They do another round of investment boom is rapidly preoccupy the funds, they invest the Internet, high-tech investment, investment and entertainment, investment many, many. But at least ample to pay staff wages to pay the monthly rent or house for months now. Therefore, it is because heaving prices of Chinese urban population created a comparative increase wages. Do not believe you do the math in your average income of urban white-collar workers once completed pay monthly housing money, but also so much money on hand? I think it would not have me meander on it. Psychological several people. So I can say thin a hurry the real estate crash that followed the collapse of your wages. -
I understand there are many,cheap ghd mini, many white-collar workers who have purchased the house. Their meditative is simple: But because the house so what you are valuable. You eat, your traffic, your tuition fees, medical costs and more priceless! ! ! So the money you pay the room again except the cost of living is basically a cent to retention for it, even now the storeroom point is also not keep up with normal inflation rate. The answer is will nourish the status quo if so, in methodology, ought be all right. You two decades earned money just to make up for go-vern-ment with the detriment of two errors. -
But the problem also lies in here. As of the end of the buffer WTO5 years, a great number of exotic communications, banking, therapeutic, warranty and so companies will have moved into China. At that time not an can stop you put money into Citigroup, HSBC deposit. That time to query who would be willing to put money there so many bad debts of state-owned Chinese banks? Even whether the go-vern-ment to take measures no material how may flee, so what will happen while the time is still hard to mention. But one thing is decisive is that when the pressure of state-owned these banks will convert very massive. Loans will be extra tough to increase, because banks have no money to loan-to! At the same time a large number of foreign-funded corporations with high-quality talent to enter the Chinese mall will bring a lusty shock and the collapse of a large number of existing enterprises and white-collar unemployment. That is. Once the foreign-funded enterprises to enter the tournament, China's existing 99% of the white-collar workers will face a big job beneath oppression! -
But once the amassed funds of foreign banks began to provide in real estate, it is regular because of their operational processes so made out of the house will be cheaper, with the inevitable drag the citizen real estate declines. As I said earlier,air shoes nike, housing prices have fallen, or is followed by the commerce in your wages! Can you buy a house before prices will not lower repayment or cutback, so you will be incapable to pay exorbitant loan. Then your house will be taken away by the bank, your deposit will be directly refrigerate. So the hereafter white-collar workers in Chinese cities are most possible and a few decades ago as China's state-owned enterprise workers. Hard two decades, in the end 竹篮打水一场空!
today's China, only 3 people narrating the truth the truth. One is: People's Liberation Army Air Force Captain: Dai Xu. Another is: Hong Kong Chinese University economist: Lang. Finally,The world's most classic MTV ( second series), just labeled Time magazine's Han. This is also a cloud of the P people, enveloped in the whole country,
just saw the article, excerpts are a portion of for your reference. )
Today, 2009, the Chinese people, Chinese people than that time to what a good place? There is a car, $ 25,000,000, the world is only five, three in China! However, such a rich country, in the face of all provocations around, there is no reactiin time a male, are shrieked Now many Chinese people not only can not encounter the war, and even speak about not dry. Massacre of a number of countries overseas, not to use military force. Then the aggression of the motherland, the number of abroad Chinese to save the motherland, and now in anguish overseas, we can not save, as a fighter hurrahs and I'm going to Heaven! Even final year's turmoil in a Pacific island, the foreign media speculation that China might send ships to take nationals, several more against the row of our savants, that is not feasible, can not be scared rainy his pants. National interests of the military is to serve the people, afraid of? The military is afraid to let others, but the resourcefulness of our own savants who claimed that he first alarmed, and a smiling stock!
the premier two Chinese were looted from the plan point of view is deserving to give path tread by tread in China: 1840 Humen retreated from the Summer Palace in Beijing; second period was moved back from Okinawa Marco Polo Bridge in Peking. Always absence to quit it unattended, the results backfire. It beyond, you get some meat, which of course was insatiable. Japan's share of the Northeast afterward the test has too been the Soviet Union, the results of the Soviet Union sent Zhukov overkill, use the mechanized soldiers forces to kill the Japanese legion, once the idea off the north of Japan, and China according the ravaged north. The world is all bully. Today, the world and in the East China Sea, South China, Southwest Asia, Central Asia and Northeast Asia, a China looms. Where another in China can be refunded? What else can fared the wolf surplus flesh? Power Allied Forces invaded Beijing
year, when their side blaze the Yuanmingyuan, while thinking: if one day China together, and their youth, carrying the same weapons in Europe, to Europe retaliate how to do? So, when a Chinese ancient dealer to give them ideas to excavate the grave of the Qing dynasty dictator, they refused. However, a hundred years afterward,Calculate the relationship between you and another person, that scene will never happen. Chinese people have the want it? So, occasionally I hear some Chinese scholars say that China can not save his own overseas, can not go back on their own territory, territorial waters, people fear that China threat theory, is very sick: intimidating the world? You deserve it? You have the ability and the longing it? You think you are the descendants of the Han Wu Da Di, or the descendants of Genghis Khan? Unrequited love!
500 years of Western prosperity, the United States a hundred years of prosperity, still full of energy. China's reform and opening up 30 years before, just a little a little money to and love of ease tapered his eyes.
said earlier GDP Before World War II, Stalin said: China has no naval industry, and now at the peak of somebody merry, and anybody can ravage it. From the late Qing Dynasty to the Republic of China has been favor a rich, pretty, delicate, favor a widow, and no one could pillage her, bullying her. Today, China is still no decent modern industry, there is no area in the high-tech fields. The most prominent aerospace industry, but also a level equivalent to the U.S. and Russia 50 years ago. Aviation Industry not say. Several main combat aeroplane engines are foreign. Not have their own large aircraft. Not to say aircraft carriers to establish out of our time, is naught but catch up with the West 100 years antecedent. U.S. carriers now in the space flight was.
Southwest drought, nearly 200 days without rain, people's lives on the southwest created an highly bad affect Ever since, the majority of the people once again appeared in the spirit of love, the contribution of donations, donations of water donated water. This is after the earthquake in Wenchuan, people along the country to muster the enthusiasm of another thing. Make donations of water, is offering the action of love is a noble deed, itself, can not place blame on the inverse, it is our people great manifestation of citizen cohesion. But I want to say a good beginning point can not bring good results. The surface, a lot of people variety of generosity is helping the people of Southwest, but I want to say that your love may move to the protagonist of the catastrophe go-vern-ment retreated behind the scenes, and you do not give the behavior of the drought brought Southwest How many assist. In a way, you are helping the people of Southwest disservice.
I do not know if you find a problem is not that China's disaster is a sudden fall, suddenly appeared in front of people across the country. I can understand if the earthquake, then dry I can hardly understand. The formation of the drought is not the formation of one or two days, until the time when media consideration has more than 180 days without rain, I do not know why the media is not concerned about the time of 170 days, why not in 160 days when the care, but had is beginning to pay attention only after 180 days, and is uniform concern. Do not wait can be dry after 180 days of drought? After 180 days of drought can have an impact on people's lives? Henan, the first two years of drought, too, and additional crops to crops of Henan, go-vern-ment all of a sudden jumped out, said to save drought. I would like to ask, go-vern-ment do go back? A few days ago when the two opened the arid southwest of how no one to pay attention? Not very solemn drought in how not to pay attention when? Crops when the crop has not how not to rescue dry? Now out to save drought, can have much achieve? This is go-vern-ment default, and your passion masked go-vern-ment default. And this is not the default result is investigated in the future, there would proceed to happen. Is a living example of the Sichuan earthquake, Wenchuan earthquake, the responsibility of pertinent officials held last forgotten, even after the earthquake, the Sichuan school structure may be a little strong than before, but I want to say,newest jordan shoes, when the next earthquake is no longer Sichuan, and another somewhere, will still rebuild the tragedy in Sichuan.
Remember reading an article, the journalist interviewed a donor, and asked: If you donated money will be corruption, you will donate it? The man replied: Yes, if I donated 100, were 90 corruption, at least there will be 10 yuan to reach the hands of people who need aid, and if I do not donate, those people are not even a penny. Report is published, a lot of people moving shambles. On the surface, is this. For such people, I can only be depicted as good, but not named as people who endowed to the community. I said, a good starting point does not necessarily bring good results. If you think those people in disaster which donated some money to get you after you helped them to success, I can only say that you're really ignorant, however a good male. Because the point of your contributions are not helping them, but indirectly injury them. Because there are asset to do by the people, the effect is truly minimal. I remember seeing the history of the Ming Dynasty, often find four or five thousand commanders and men chasing gangsters run hundreds of thousands of more people, not necessarily the power to big. NetEase user said: five provinces in the chief to southwestern drought funds apportioned 155 million yuan. Netease friends said that five southwestern province dispensed 155 million, to watch wants to laugh, at least five provinces population is 155 million people, the ideal situation of a USD per person, a bottle of mineral water are insufficient, the maglev billion, only 10 minutes to save the Shanghai World Expo, has spent 400 billion. What then? Not then, I only kas long as155 million divided into 5 copies of the Guizhou get even fewer! go-vern-ment can take 400 billion to host the accident, hundreds of billions to repair the suspension, but used to salvage 155 million drought. How much can you come up with money to help save the Southwest drought? A go-vern-ment of the competence of it? go-vern-ment given that they come up with so much money to drip on those things that patronize face,ghd straighteners retailers, which shows go-vern-ment did not short of money. If you do not donate money, go-vern-ment may dry out more money to save, because that is its responsibility, it can not stand the media questioned the terminal Southwest injured people can not live is go -vern-ment. And that part of the money you donate to the southwest of the people is impossible to bring any actual help, but can not make a go-vern-ment's lack of responsibility. And your contributions to go-vern-ment save a lot of money, do not try to own the responsibility. So, without your contributions, Southwest people may be able to get 100 yuan per person contribution, and with your contributions, you may only get 10 yuan per person donation. You truly Here must say a drought-related topics - education. Hope to do after so many years,mbt lami civiar dark 如果有个男孩为你哭, still not completely solved the problem of education in the Midwest, it is melancholy. Compulsory education in any country, are go-vern-ment have the responsibility to do anything in China is an exception. Germany in the 17th centenary began to implement a global compulsory education, and Japan in the Meiji reign in the compulsory school presence rates than China's compulsory school presence rate in 2000 is higher. So, when additional countries become developed countries early on, while China is still a Do not tell me that China's citizen conditions are another, I do not know if such a large population of Japan, the land barren, resource-poor There is no reason, but they did, there is nothing. For those others calculate the money. Similarly, with the help of Project Hope, China's go-vern-ment investment in education in the world rankings last first. Is the same cause, you take a go-vern-ment should imagine responsibility for it has no go-vern-ment of the character, indirectly, to the west of children not afford school fees. So, when my then someone says, I remember deliberately read a post online, saying that the United States 7 years ago successfully foresaw the drought in southwest China, and this is my prophecy before the It is not important, is that the anticipate said the drought will persist southwest years, and seems to you that this thing is very an arid passed. I am unable to prove the truth of this forecast, and I also thought it unlikely a ten-year of drought. However, even if it were not for last ten years, is two to three years, the consequences are unfortunate. Contributions of people who, if unfortunately the southwest will continue to do two or three years of drought, you can continue to donate two or three years shall it? Even if you can, if we want to really dry 10 years? Donate money to donate the water can really solve the problem? Southwest Is in adding to natural disasters, drought, there is no point in man-made? Southwest itself not responsible for the havoc of a bad context? Eucalyptus prodigious destructive power of the land do not affect the drought? Large-scale paper mill pollution of water sources should not be responsible for the dry? If it is precisely these things are the culprit arid Southwest, are donated water to solve drought problems? Just as a person, but after it had hoped rind If not, it should be taken to distract the creek by improving water use to alleviate the drought, prefer than water and so on via the alms of these usages to solve the drought.
a certain phase of time before, I am the future of this country is desperate because I base the key to elect this country always make time to prefer the wrong instruction. Can not now, but not because this country changed for the better, but used to despair. I remember everyone online, read Can be said that way of thinking many of you still in the Republican quondam, as long dramas and videos to give you a sense of setting, three thousand years, are repressive rulers, officers and men are pressure people. So relax a little when this oppression when you think you are living in the best of times in history. So you do not know the money hanging Chongzhen Emperor said: Army to defend the students, would favor to completely killed. I was too aware of this emperor surgery, and when you will long-term oppression of group of people in starve state, and sometimes fed them once, they will be grateful to you. North Korea is one such, so even although the Korean people living in the bitter, but they are still to thank Kim Il Sung, and definitely from the center, and I'm sure, because in their view, there is no Kim Il Sung, which they even Dayton fed all eat. Similarly, when the overrun came suddenly above the earthquake, the PLA ruddy in the first line, this is normal, but not normal is that some people treat it as a noble act. You know, no matter which country, go-vern-ment relief is right and appropriate thing, is their own work, when it happens in China has become a noble thing. If it is a disaster in the United States, the United States as the fire officers will be the first line in the disaster so that the people on the front line, he did not want the president. People's Liberation Army in relief in the first line, it is his duty. No one in real life will do a good job working as a noble work.
I hate it kind of moved, touched above the establishment of necrosis. I remember after the Sichuan earthquake, Yu Yu Master said: sufferers should be moved to continue this. After I listened to was very humiliating, because I very much like high school when he wrote the article, but I do not know his individuality could be so despicable. Touched upon the establishment of decease is the contempt for people life, this move is temporary, but the break to the household is permanent, no parents want to use their child's life in exchange for a noble touch these things. So, when I encountered one day someone will need me to lower river to save drowning, I made it clear, do not save, because I am under no prerequisite to take his own life to be responsible for the mistakes of others. More importantly, this built on top of the touch of death is behind the default, and moved to cover these. Sichuan earthquake caused so many people been able to casualties because the earthquake related departments to do the work of poor, corruption, corruption is much more usual. The reason why the Japanese earthquake casualties because there are not many people go-vern-ment of the fire to do good work, so Japan is not so much touched by people's deeds. So, when someone says let's use this thing moving, I just want to say, I do not need this moved.
Nothing to write such a thing, just want to tell you, is not a good mind can bring good results. If you really want this country well, so that everyone can live up to their responsibilities like, and want to help Southwest drought, supervise go-vern-ment do our own work, and melodrama well the role of public opinion, which is on the southwest best help the people! ! ,genuine ghd!
So write a great turn out!
doubt this diagram. but it is inevitable, not alarmist. But it does happen. Because in China, a formative country, with the inevitable in order to reserve inflation and reform measures in exchange for economic development. And each time the aches brought about by the reform are the people to supply. When both the village and mountainous areas of the taught teens were confused, or large state-owned enterprises reform and opening up have brought about a large number of laid-off workers near down. If they can have a certain forward-looking, then I think they might reside a little way out for themselves. However, due to too many too deem that life will not document and evolution, so that led to the catastrophe of their lives.
Some say go-vern-ment is not indifferent to white-collar bankruptcy, in fact, go-vern-ment, of course not. Some things ... ... how can I say. I think back to the laid-off workers now. Caused so much social unrest. Can do? Today's white-collar future bankruptcy, they also did it. -

much said, here is his article about the earthquake in the Yushu post


example of a Chinese vocational soldiers, he used cautious scientific inquiry and practical research, for those of us worldwide relationship, with his clear head and blazing passion to serve the country, giving us a clear understanding of the course. We have a brilliant five thousand years of Chinese history, the history of our Chinese people, the whole Chinese nation should be our heritage and need to keep in idea a historical site. But why, we Chinese people forget she is used to history to the calamities caused by our nation and the lessons?


In fact, I did not want to jot this article, as written would certainly guide to campaign of words, and I do not want to go and people arguing about. I have said ahead, if I want, I can work to subvert the values ​​of your form twenty years, because life seems a lot for acknowledged in your ideas are wrong, yet then swiftly erase this sentence, because I do not want to attract controversy, and correct your knowing of this world for me without whichever behalf, and not I can not.

then Lang
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Finally it is the Han
DAI Xu

Dai Xu